Mtge Home Ln Advisor

About This Role

This position requires spending more than 80% of your time outside the office, focusing on meeting new people and helping people finance homes.

Responsibilities

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain the process, fees, and available programs
• Analyze perspective borrowers' financial status by obtaining necessary paperwork and notifying them of credit reports and appraisals
• Submit completed applications and confer with underwriters to resolve mortgage application concerns
• Advise borrowers on underwriting decisions and work with them and underwriters to meet underwriting conditions
• Work with processors and borrowers to reconstruct loans under different programs if the original loan is denied
• Cook up the loan closing process, coordinate escrow signings, order loan documents, and assist borrowers in the closing process

Qualifications, Competencies And Skills

• A high school diploma or GED
• One to two years related experience and/or training
• Proficient with Windows-based software
• The ability to drive a car or obtain other reliable transportation
• Effective communication skills, including speaking, reading, and writing
• Competent math skills
• Registered under the Nationwide Mortgage Licensing System (NMLS) upon hire
• Self-motivated and detail-oriented
• Capable of thriving in a fast-paced, constantly changing environment

What Do You Need for this Position?

Be part of a growing company dedicated to its employees and clients. Join the First Bank family, a member of the largest independent banks in the U.S., committed to capitalizing on the diversity of its associates and promoting personal and professional development. We encourage diversity by actively seeking employees from various backgrounds and job skills. First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status. For applicants interested in a San Francisco-based position, please note that First Bank considers qualified candidates with a criminal history in accordance with the San Francisco Fair Chance Ordinance. At First Bank, we embrace a hybrid work environment, allowing employees to work from an alternative location depending on job needs and team dynamics. In-office days are designed to foster increased collaboration, development, productivity, and quick decision-making. Hybrid schedules typically include at least two full days in the office, with more or all in-office days expected for client-facing teams and supporting groups.