Mortgage Wholesale Account Representative

We need to output HTML fragment with sections: About the role? The posting includes intro about Ameris Bank, then description of Mortgage Wholesale Account Representatives responsibilities, then essential functions/duties, then required knowledge/skills, then industry and work experience, academic, pay range, benefits, etc. We must not repeat job title as heading. Use

for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections when posting has real specific content. We need to decide sections: About the role (intro about company and role). Responsibilities (essential functions/duties). Requirements (knowledge, skills, competencies, industry experience, academic). Qualifications maybe same as requirements? Could combine. Skills maybe part of requirements. Benefits section (benefits listed). Pay section (pay range). Schedule? Not mentioned. So omit Schedule. We must not include boilerplate like EEO, disclaimer, etc. Remove cookie/navigation/legal/EEO etc. Also remove "Performs other projects and duties as assigned." maybe keep as part of responsibilities? It's generic but still a duty. Keep. We must preserve all substantive information; do not invent or summarize away detail. Must not include placeholder like "$0.00 - $0.00" maybe it's actual but it's zero? It's still specific content; we should include it as is. However rule: never emit a heading followed by filler/placeholder text (e.g., "commensurate with experience", "not specified", "N/A", "varies", "TBD"). "$0.00 - $0.00" is specific but maybe placeholder? It's actual numbers though zero. Probably still include. We need to output only HTML fragment, no /, no markdown fences. Let's craft:

About the role

Ameris Bank is a purpose-driven company dedicated to bringing financial peace of mind to communities... (the intro paragraph up to "When teammates are empowered...") maybe include that as about the role. Then responsibilities: list of duties. Use

• . We need to capture all duties from "Essential Functions, Duties, And Responsibilities" section and earlier paragraphs. Let's extract duties: - Develop a Market Analysis to identify the size of the market and the type of loan products most commonly offered in that area. - Identify all prospects by geographic location, product usage and volume potential. - Categorize all prospects into Tier 1, Tier 2 or Tier 3 based on potential for new originations. - A weekly call program is established to define the frequency and nature of client contacts. - Targeted client calls are performed on a weekly basis and use each opportunity to convey the Value Proposition of the Bank and to disseminate product and program information to the client. - Will cause the Third Party Originator to complete the Loan Application for each referral (applicant). All loan applications must be completed in a prescribed manner that complies with all company policies and procedures as well as State and Federal regulations. - Train the Third Party Originator to collect all required information from the borrower to complete the loan application and work with the Customer Service Representative to advise the Third Party Originator for any additional information or assistance required by the processing staff. - Complies with all company policies and procedures as well as State and Federal regulations. - Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services. - Performs other projects and duties as assigned. Also earlier: "Mortgage Wholesale Account Representatives are responsible for generating new business for the company. As a result of these sales efforts, on a weekly basis the employee will be away from company and home offices, engaging in direct sales activities with Mortgage Brokers, Independent Mortgage Bankers, Banks and Credit Unions, while also developing leads from other referral sources in an effort to proactively solicit business. In addition to generating new business for the company, WS Reps (AEs) are responsible for all aspects of training including but not limited to State and Federal regulations, products, credit policy, lock policy, technology interfaces, uploading loans in system, delivering loans to investors, and managing the level of pipeline fallout. The cultivation of new accounts that meet the criteria of the bank is an integral function of the position. Must have a clear understanding of the Value Proposition of the Bank and understand how prospective clients match. The Sales initiative involves market research, market segmentation, client identification and cultivation of referral sources. AEs must practice ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty and must always act in the best interest of the customer when offering additional products and services." We should include these as responsibilities too. Now Requirements/Knowledge/Skills: From "Required Knowledge, Skills And Competencies": - Knowledgeable in all aspects of the mortgage transactions particularly, preliminary and final disclosures, the application, submission, appraiser selection, approval, closing and investor delivery processes. - Ability to perform a Market Analysis and cultivate clients. - Strong communication skills, written and oral, in relating to internal and external customers. - Strong computer skills. Familiar with using Microsoft Excel and Word. - Ability to present material in a professional manner. - Ability to multi-task. - Strong organizational and time management skills. - Detail oriented. Industry And Work Experience: - Minimum of 2 years of mortgage industry related experience required. Academic: - High school diploma or GED required - Bachelor’s degree preferred Pay Range: $0.00 - $0.00 Benefits: list many items. We need to format benefits as
  • each. Let's list benefits exactly as in text: Medical, Dental and Vision Insurance Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment Life Insurance provided at no additional cost to employees Accidental Death & Dismemberment Coverage Long-Term Disability Coverage Paid Sick and Vacation Leave 11 Holidays Volunteer/Service Day Employee Stock Purchase Plan 401(k) Retirement Plan Ameris Bank matches 50% of your first 8% of contributions to the plan Flexible Spending Accounts Health Savings Account Health Reimbursement Arrangement Supplemental Life & Other Insurance Plans Identity Theft Protection Pet Insurance Legal Insurance Employee Assistance Program Employee Advocacy Program Tickets at Work (Entertainment discounts for Ameris Bank Employees) AT&T Employee Discount Wellness Discounts for Medical Premiums and Other Rewards Employee Referral Incentive Education Assistance Employee Resource Groups Banking Advantages For Employees In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services. Free Interest Checking Free Safe Deposit Box Free Money Orders, Travelers’ Checks and Cashier Checks Discount on Mortgage Origination Fee Free Online Banking and Free Unlimited Online Bill Payment Employee Banking Perks We need to keep as list items; some are sentences. We'll keep each bullet as a separate
  • . Might be long but okay. Now construct HTML. We'll have sections:

    About the role

    ...

    Responsibilities

    • ...
    ...

    Requirements

    • ...
    ...
    Maybe also

    Qualifications

    for academic and experience? Could combine into Requirements. But we can split: Requirements (knowledge, skills, competencies) and Qualifications (experience, education). However rule: prefer few substantive sections over many thin ones. Could combine into one Requirements section covering knowledge, skills, experience, education. Let's do that. Thus sections: About the role, Responsibilities, Requirements, Benefits, Pay. Pay section:

    Pay

    Pay Range $0.00 - $0.00

    Now ensure we don't include any boilerplate like "Disclaimer", "Equal Opportunity Employer", etc. Let's craft the About the role paragraph: combine first paragraphs up to "When teammates are empowered..." maybe also include the sentence about Employee Resource Groups? Actually that sentence: "Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate." That's part of intro. We'll include. Thus About the role: Ameris Bank is a purpose-driven company... (up to that sentence). We'll copy. Now Responsibilities: combine all duty bullets. Let's list them: - Generating new business for the company; weekly away from company and home offices, engaging in direct sales activities with Mortgage Brokers, Independent Mortgage Bankers, Banks and Credit Unions, while also developing leads from other referral sources to proactively solicit business. - Responsible for all aspects of training including but not limited to State and Federal regulations, products, credit policy, lock policy, technology interfaces, uploading loans in system, delivering loans to investors, and managing the level of pipeline fallout. - Cultivation of new accounts that meet the criteria of the bank is an integral function of the position. - Must have a clear understanding of the Value Proposition of the Bank and understand how prospective clients match. - The Sales initiative involves market research, market segmentation, client identification and cultivation of referral sources. - Must practice ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty and must always act in the best interest of the customer when offering additional products and services. - Develop a Market Analysis to identify the size of the market and the type of loan products most commonly offered in that area. - Identify all prospects by geographic location, product usage and volume potential. - Categorize all prospects into Tier 1, Tier 2 or Tier 3 based on potential for new originations. - A weekly call program is established to define the frequency and nature of client contacts. - Targeted client calls are performed on a weekly basis and use each opportunity to convey the Value Proposition of the Bank and to disseminate product and program information to the client. - Will cause the Third Party Originator to complete the Loan Application for each referral (applicant). All loan applications must be completed in a prescribed manner that complies with all company policies and procedures as well as State and Federal regulations. - Train the Third Party Originator to collect all required information from the borrower to complete the loan application and work with the Customer Service Representative to advise the Third Party Originator for any additional information or assistance required by the processing staff. - Complies with all company policies and procedures as well as State and Federal regulations. - Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services. - Performs other projects and duties as assigned. We may have duplicates (ethical sales behaviors appears twice). Keep both? Might be redundant but it's from text. We'll keep as separate bullets; could combine but we must preserve all substantive information; removing duplicate might be considered summarizing away detail? It's duplicate but still substantive. Safer to keep both. Now Requirements: list knowledge, skills, competencies, experience, education. Bullets: - Knowledgeable in all aspects of the mortgage transactions particularly, preliminary and final disclosures, the application, submission, appraiser selection, approval, closing and investor delivery processes. - Ability to perform a Market Analysis and cultivate clients. - Strong communication skills, written and oral, in relating to internal and external customers. - Strong computer skills. Familiar with using Microsoft Excel and Word. - Ability to present material in a professional manner. - Ability to multi-task. - Strong organizational and time management skills. - Detail oriented. - Minimum of 2 years of mortgage industry related experience required. - High school diploma or GED required. - Bachelor’s degree preferred. Now Benefits: list each as
  • . Let's copy each line as separate
  • . Ensure we keep punctuation. List: - Medical, Dental and Vision Insurance - Ameris Bank absorbs a major portion of