Mortgage Underwriter
About the role
We are seeking an experienced Mortgage Underwriting Analyst to support decision-making within the home lending space. In this role, you will analyze mortgage loan data and documentation to assess eligibility, compliance, and overall quality in alignment with state, federal, and investor guidelines.
Responsibilities
- Perform detailed analysis of conventional conforming, Non-Agency Jumbo, and HELOC/HELOAN loan data
- Conduct pre- and post-purchase due diligence reviews, including documentation review and deficiency resolution
- Analyze complex tax returns and accurately calculate borrower income
- Evaluate borrower, property, and credit eligibility across various loan programs
- Identify and escalate exception loans to leadership for business decisions
- Maintain accurate loan documentation and enter notes into internal systems
- Ensure adherence to quality and production standards
- Communicate underwriting decisions clearly to internal and external stakeholders
- Provide rationale for adverse decisions and recommend potential solutions
- Partner with Risk, Compliance, Legal, and Product teams as needed
- Support internal/external audits and control testing requirements
- Aid in ongoing credit policy updates and regulatory reviews
Requirements
- 5+ years of mortgage underwriting experience
- Excellent written and verbal communication skills
- Demonstrated ability to work independently and make sound decisions
- Experience interpreting and applying mortgage lending guidelines
Preferred Qualifications
- Knowledge of servicing functions including: Line management review, Subordination requests
- Experience across multiple loan programs, including: FNMA (Fannie Mae), FHLMC (Freddie Mac), Non-Agency Jumbo, FHA & VA Loans, HELOC / HELOAN products
- Strong analytical skills with experience reviewing complex borrower profiles and loan structures
Why Apply?
- Opportunity to work with a Fortune 500 organization
- High visibility role impacting lending decisions
- Potential for full-time conversion
- Collaborative and professional work environment
- Hybrid flexibility in major metro locations
Job Type & Location
This is a Contract position based out of Minneapolis, MN.
Pay And Benefits
The pay range for this position is $30.00 - $45.00/hr.
Requirements
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
About TEKsystems
We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions.
About TEKsystems Global Services
We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions.
San Francisco Fair Chance Ordinance
Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI)
We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.