Mortgage Underwriter

Position Summary

Utilities Employees Credit Union (UECU) is committed to providing exceptional financial services and a positive member experience. This hybrid position offers a balance of on-site collaboration and remote flexibility.

Responsibilities

• Evaluating, analyzing, and approving residential mortgage applications in accordance with established policies, regulatory requirements, and lending authority limits.
• Assessing credit risk, interpreting complex financial information, and ensuring accurate, consistent, and compliant lending decisions while addressing member needs.
• Partners closely with the Lending Manager and cross-functional teams to facilitate efficient mortgage processing from application through closing.
• Supports overall lending operations, including compliance initiatives, product development, and workflow improvements.
• Requires strong attention to detail, sound judgment, and the ability to balance risk management with a high level of member service through effective communication and appropriate lending solutions.

Requirements

• A minimum of three years of mortgage underwriting experience.
• A minimum of five years of experience in real estate and consumer lending.
• A strong working knowledge of lending regulations, secondary market standards, and credit analysis.