Mortgage Underwriter

The Mission

We don’t just hire Underwriters; we build them. We are looking for sharp, analytical minds ready to dive into our intensive Underwriting Training Course. You’ll learn the intricacies of Fannie Mae and Freddie Mac guidelines and emerge as a Subject Matter Expert in the mortgage industry.

What You’ll Own

• The Learning Curve: Master the Fannie Mae and Freddie Mac rulebooks through our specialized training program.
• The Puzzle: Analyze loan applications, credit reports, and appraisals to ensure every file tells a clear, compliant story.
• The Guardrail: Use tools like LexisNexis and MERS to hunt for risks and prevent fraud before it happens.
• The Finish Line: Work directly with broker partners to clear final conditions and get families into their new homes.
• The Strategy: Identify "outside the box" solutions to rework loans and find a path to "Yes" while maintaining quality standards.

Skills & Qualifications

• Excellent communication and interpersonal skills (written and verbal)
• Strong work ethic and a proactive approach to learning
• Ability to work effectively both independently and as part of a team
• A positive attitude and a willingness to embrace new challenges
• PREFERRED: Associate's degree or 0-2 years of professional experience

Working Conditions

• This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office.
• Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.

What We Offer | Career and Culture

• Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
• Growth Path: Defined paid training and clear pathways for career development.
• Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

About AD Mortgage

AD Mortgage is a broker-voted Top 5 U.S. wholesale lender, and recognized as a top Non-QM lender in the U.S. With 20 years in the industry, we offer a full range of loan programs, including DSCR, Bank Statement, FHA, and Conventional loans.