Mortgage Underwriter

About the role

Play a critical role in assessing mortgage and lines of credit applications with accuracy and expertise. Analyze applicant financials, credit history, and prepare summaries to make informed, balanced decisions.

Responsibilities

• Analyze applicant financials and credit history
• Prepare summaries for informed, balanced decisions
• Ensure accuracy in all documentation and decision-making
• Balance analytical skills with understanding of real-world impact

Requirements

• Minimum 3+ years of mortgage origination underwriting experience, with familiarity in FNMA requirements and experience with Ability To Repay/CFPB guidance
• Proven track record in consumer credit analysis, underwriting, review and approval

Preferred qualifications

• Bachelor’s degree or equivalent skills
• Strong quantitative skills with the ability to make complex assessments
• Ability to convey complex financial information clearly
• Spot potential issues in applications and ensure accuracy
• A deep understanding of loans as a significant life step
• Ability to influence across organizations and build strong partnerships
• Strong Excel skills

Benefits

• 401(k) with company match and Employee stock purchase plan
• Paid time off, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance