Mortgage Underwriter

About the role

As a Mortgage Underwriter, you will take responsibility for the daily underwriting processes for our Conventional, FHA, and VA loans. Your attention to detail will have a direct impact on our customers' ability to secure a loan for their dream home.

Responsibilities

• Underwrite loans for compliance with investor and/or agency guidelines.
• Submit loans through an automated underwriting system for a decision.
• Approve or pend loans; present appropriate loans daily to loan committee.
• Assist branches with underwriting questions, scenarios, and problems.
• Maintain 24–48 hour underwriting turnaround for new loans and re-submits.
• Operate office equipment and maintain the loan filing system.

Qualifications

• Approved FHA, DE (Direct Endorsed), or VA SAR/LAPP Underwriter certification.
• At least 5 years of experience underwriting loans.
• Excellent customer service skills.
• Proven ability to collaborate and problem solve with other mortgage partners.
• Strong attention to detail and accuracy.
• Strong planning and organizational skills.

Benefits

• Competitive compensation.
• Home purchase discount.
• Mortgage and settlement services discounts.
• Comprehensive health, life, and disability insurance.
• 401(k) (full-time employees are eligible to contribute immediately).
• Employee Stock Ownership Program (ESOP) through a profit-sharing trust.
• Vacation and holidays.

In addition to traditional benefits, all employees receive stock ownership as part of our retirement savings package. NVR has had the highest Earnings Per Share growth rate in the homebuilding industry for the past 10 years.