Mortgage Underwriter

About the role

Equity Resources is a family-owned mortgage company committed to improving the lives of families. We offer remote work options for candidates outside of Central Ohio, and a structured hybrid schedule for those local to Newark.

Requirements

• Bachelor’s Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience)
• Minimum 2 years’ DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus
• Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing system required (Encompass preferred)
• Must reside in a state in which Equity Resources is currently licensed
• Excellent written and verbal communication and customer service skills; ability to interact professionally with employees, vendors, and lenders
• Able to comprehend and follow complex written and oral instructions
• Ability to manage high-stress situations and work overtime as needed

What Your Day Will Look Like

• The primary functions of the Underwriter include approving saleable loans, underwriting all loans under FNMA, FHLMC, and FHA (may include USDA & VA) loan programs, maintaining knowledge of investor programs and overlays, and communicating any changes to staff.
• Duties may include monitoring pipeline daily and self-assigned preapprovals, making underwriting decisions based on risk assessment, delivering high-quality service with 24-hour turn times and timely updates to Mortgage Specialists, analyzing and reporting loan quality issues, and assisting other Underwriters with daily volume.

About Us

Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 22 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is to Improve the Lives of Families. We are celebrating our 33rd year in business and are continuing to grow!

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.