Mortgage Underwriter

Responsibilities

• Review incoming mortgage applications for completeness, accuracy, and readiness for processing.
• Coincordinate the collection and timely disclosure of third-party fees associated with each loan file.
• Order, monitor, and evaluate appraisals, verifications, title work, and other external services required to move loans forward.
• Follow up on outstanding underwriting and processing conditions to ensure files are fully documented before closing.
• Maintain organized and compliant loan documentation while adhering to applicable state and federal mortgage regulations.
• Prepare closing-ready files by working with title partners to reconcile figures and verify final closing numbers.
• Deliver initial and final Closing Disclosures to borrowers within required timeframes.

Requirements

• At least 2 years of mortgage loan processing experience, including recent hands-on work in Encompass.
• Demonstrated ability to manage multiple loan files and shift priorities effectively in a fast-paced environment.
• Strong written and verbal communication skills for working with borrowers, internal teams, and external partners.

Qualifications

• High school diploma or equivalent required.
• Working knowledge of mortgage documents, loan review processes, and closing preparation.
• Familiarity with conventional lending guidelines, including Fannie Mae and Freddie Mac standards.
• Exposure to SilverLake is preferred.

Skills

• Encompass Software experience.

Benefits

• Medical insurance.
• Vision insurance.
• Dental insurance.
• Lifetime disability insurance.
• Life insurance.

Pay

• Competitive compensation package.

Schedule

• Contract opportunity with potential for a long-term role.

Robert Half

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