Mortgage Specialist
Sovereign Bank · Oklahoma City, OK · 1 mo ago
On-siteFinanceFull-time
Key job functions
- Review loan files for completeness, accuracy, and compliance with company, investor, and agency guidelines.
- Collect, organize, and verify borrower documentation, including income, assets, credit, and collateral information.
- Collapse coordination with loan officers, processors, underwriters, title companies, and closing agents throughout the loan lifecycle.
- Monitor loan pipeline and proactively identify and resolve conditions or documentation deficiencies.
- Prepare, review, and coordinate mortgage closing packages, ensuring all loan documents are accurate, compliant, and delivered in a timely manner to facilitate a smooth closing process.
- Ensure compliance with federal, state, investor, and company mortgage lending requirements.
- Review disclosures, underwriting conditions, and closing documents for accuracy.
- Assist with funding, post-closing, and quality control functions as needed.
- Maintain accurate loan records and update loan origination systems in a timely manner.
- Communicate effectively with internal teams and external partners regarding loan status and outstanding requirements.
- Support audits, compliance reviews, and investor requests.
- Meet established service-level agreements and production goals.
Performance Expectations
- Maintain high levels of file quality and accuracy.
- Meet established turn-time and funding goals.
- Ensure compliance with all applicable lending regulations.
- Contribute to a positive borrower and referral partner experience.
- Support company growth through efficient and scalable operational processes.
Education And Experience
- A high school diploma.
- Two to three years of mortgage industry experience required.
Physical Demands
- Hearing, speech, close vision.
- Sitting, including computer use.
- Driving with own transportation to other branches for meetings/workshops.
- On occasions, may be required to lift and/or move up to 25 pounds.
Job responsibilities may include
- Standing.
- Walking.
- Lifting and/or moving up to 25 pounds.
- Kneeling.
- Crouching.