Mortgage Retail Banker
Nicolet National Bank · Traverse City, MI · 2 wk ago
FinanceFull-time
At a Glance
Nicolet National Bank is seeking a Mortgage Retail Banker to join our team. This position is responsible for originating or assisting in the origination of permanent FHA/VA and residential mortgage loans, providing banking services, and developing new business.
Responsibilities
- Interview applicants to develop information concerning their needs and earnings.
- Obtain and analyze pertinent financial and credit data.
- Market and solicit retail services to present to potential customers.
- Open checking and savings accounts to obtain complete relationships.
- Analyze credit and financial information to make mortgage, installment, and loan decisions on behalf of Nicolet Bank.
- Make prudent loan decisions up to credit limit or involve manager.
- Provide customer services on assigned accounts, opening new accounts, and answering questions concerning deposit accounts, loans, statements, etc.
- Call on potential or existing customers to develop new business or retain existing business, including real estate professionals and builders.
- Cross-sell a full range of retail services to present and potential customers.
- Represent the bank in various community functions to further enhance its image and develop additional business.
- Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations.
- Understand and communicate the value of diversity within the workplace and work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification.
- Perform all other duties as assigned.
Qualifications
- Absorates degree in Finance, Business Administration, Business Management, Accounting, or related field.
- 1-3 years of retail lending experience.
- PC, phone system, general office equipment.
- Ability to maintain strict confidentiality.
- Effective verbal and written communication skills and strong interpersonal skills.
Benefits
- Medical, Dental, Vision, & Life Insurance
- 401(k) with a company match
- Paid Time Off & 11 1/2 Paid Holidays