Mortgage Loan Processor

Job Summary

Responsibilities

Qualifications / Certifications

Benefits

The ideal candidate will have strong experience with residential mortgage lending, excel in a fast-paced environment, possess exceptional organizational and communication skills, and have a thorough understanding of conventional and government-backed loan programs, mortgage documentation requirements, and regulatory compliance standards.

• Assemble and submit complete loan packages to underwriting for review and approval
• Verify loan files for accuracy, completeness, and compliance with lending guidelines
• Maintain detailed loan documentation throughout the entire loan lifecycle
• Serve as the primary liaison between borrowers, loan officers, underwriters, and external partners
• Order and track appraisals, title work, inspections, surveys, tax records, and supporting documentation
• Monitor loan conditions and proactively resolve documentation deficiencies
• Provide timely status updates to borrowers and stakeholders
• Ensure compliance with federal, state, investor, and company lending requirements
• Review files for audit readiness and regulatory adherence
• Manage multiple loan files simultaneously while meeting deadlines and service expectations

Minimum 2 years of mortgage loan processing experience required.

• Experience processing FHA, VA, USDA, FNMA, Freddie Mac, Non Conforming, and ARM loan products
• Strong knowledge of mortgage lending guidelines and documentation requirements
• Experience working within Encompass loan origination software
• Understanding of RESPA, TRID, HMDA, and related mortgage regulations
• Excellent analytical, organizational, and problem-solving skills
• Strong written and verbal communication abilities
• Proficiency with Microsoft Office Suite
• Able to prioritize and manage a high volume pipeline effectively

Competitive compensation package
Comprehensive benefits program
Professional growth and advancement opportunities
Collaborative and supportive team environment
Stable nationwide mortgage lending organization