Mortgage Loan Processor

Essential Duties/Responsibilities

• Verifies that loans originated can be done pursuant to available programs and investor guidelines.
• Reviews and analyzes all loan documentation received such as, appraisals, loan applications, credit reports, income, assets, and title insurance.
• Checks ratios and verifies accuracy of AUS findings and program applicability.
• Inputs loan file documentation accurately into necessary software programs.
• Reviews and Submits applications and conditions to the underwriter for approval.
• Orders third party documentation and reports.
• Provides status updates to Mortgage Loan Officers.
• Identifies potential issues and communicates with Mortgage Loan Officer.
• Maintains oversight of the loan processing cycle to ensure timely loan closings.
• Obtains and verifies clearance of all underwriting conditions and prepares the file for submission to closing.
• Performs other duties as assigned.

Job Qualifications

• Detail oriented with exceptional multi-tasking and organizational skills.
• Ability to work in a fast-paced environment with a desire for professional growth.
• Ability to work independently with a minimum of supervision.
• Self-starter, works well under pressure, and is accountable for meeting deadlines.
• Proficient in Microsoft Word and Excel programs.
• Understanding and application of banking compliance regulations.

Education Or Formal Training

• A High School Diploma or General Education Diploma (GED) equivalent required.
• Additional college level courses in real estate or business are preferred.

Experience

• A minimum of five (5) years’ working in a Mortgage Department in a financial institution, for a title or real estate company is required.
• A minimum of three (3) years mortgage loan processing and knowledge of Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Federal Housing Administration and Veterans Affairs Loan (FNMA/FHLMC/FHA and VA) guidelines is preferred.
• Experience using Encompass LOS is preferred.

Working Conditions

• Working Environment: Professional office environment.
• Physical Activities: Regularly required to talk or hear; mostly sedentary role with occasional filing; ability to reach, lift up to 25 pounds, and bend or stand on a stool as necessary.

Starting Rate of Pay

Starting Rate of Pay is from $25.00 - $30.00 per hour, depending on experience.

Note

Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Position anticipated to close May 1, 2026, or until filled. For an overview of our employee benefits, please visit: Alpine Bank Careers Page.