Mortgage Loan Officer

What You’ll Do

• Be a trusted advisor to real estate investors—educating clients, structuring deals, and helping them scale their portfolios
• Originate high-impact loan products designed specifically for investment property success
• Own the deal lifecycle by guiding loans through Due Diligence, Underwriting, and Closing
• Leverage company-provided leads and Salesforce to build and manage a strong pipeline
• Drive growth by consistently exceeding origination goals and delivering an exceptional borrower experience
• Amplify your reach through strategic outreach, marketing materials, and smart client qualification

What We’re Looking For

• Location - Charlotte MSA based
• Experience: 1+ years in residential or commercial mortgage lending (or similar background)
• Skillset: Strong sales instincts, relationship-building ability, and sharp problem-solving skills
• Education: Bachelor’s degree is a plus
• Licensing: MLO license preferred, but not required

Compensation & Upside

• Base Salary: $50,000
• Commission: Up to 40 BPS + profit sharing on closed loan economics
• Total Earnings: $150,000–$200,000+ annually (uncapped upside)
• Equity Opportunity: All 2026 hires receive shares through our Employee Stock Ownership Plan (ESOP)

Why Ternus Lending?

• We’re not just growing—we’re scaling fast and gaining traction in a competitive market
• We’ve built a platform by investors, for investors, offering products that actually make sense for real estate entrepreneurs
• A front-row seat to a high-growth company in a booming niche
• An elite operations team that keeps your deals moving efficiently so you can focus on closing
• A cutting-edge, proprietary LOS platform built to streamline your workflow and maximize productivity
• Virtually unlimited, high-quality leads—so you can spend more time closing and less time prospecting
• AI-assisted deal structuring and customer qualification tools that help you move faster and win more deals
• Differentiated products that stand out in a crowded lending landscape
• A team that understands the real estate game firsthand
• Real ownership in what you’re helping build

Additional Perks

• Hybrid schedule (SouthPark – Charlotte, NC)
• Monday–Friday work week
• In-house lead flow—no cold-start required