Mortgage Loan Officer

About the role

As a Mortgage Loan Officer on the Flourish team, you will be tasked with providing our clients with an exceptional borrowing experience while also contributing to teamwide efforts in developing a recently-launched business line. Your primary responsibility will be to quickly and seamlessly execute home financings by working directly with financial advisors and their clients, prioritizing speed of responsiveness and white-glove service throughout the entirety of the loan lifecycle, with all opportunities sourced through a unique new distribution channel. At the same time, you will contribute to our overall efforts in building out the business line, whether that is in assisting in development of new policies and procedures, trialing new software, or suggesting countless improvements as we work to improve everything from the client experience to speed of closing.

Principal Responsibilities

• Consult and educate clients to assess their financing needs and guide them toward the most suitable mortgage solutions, helping them secure the best financial outcomes
• Develop and maintain strong relationships with financial advisors, collaborating to create a seamless and positive home-buying experience for end clients
• Serve as the primary point of contact for all home financing inquiries, providing expert knowledge on key products, particularly jumbo transactions
• Manage an ongoing pipeline of loans, focusing primarily on home purchases, refinances, and HELOCs
• Drive a best-in-class conversion funnel leveraging data to inform actions
• Work cross-functionally across product operations, and technology to ensure optimal customer outcomes
• Manage your loan pipeline to ensure you are always on top of client communications, even if it occasionally requires work outside non-standard business hours
• Obtain mortgage licensing in an estimated 15-20 states, with support from Flourish for registration and ongoing continuing education
• Maintain excellent communication with internal Flourish leadership and stakeholders
• Exercise considerable judgment and analysis to arrive at recommendations and/or conclusions
• Stay current on general trends in the financial markets and mortgage industry, with a focus on wealth management and lending

Minimum Qualifications

• Bachelor's degree or equivalent practical experience
• 4+ years of mortgage lending experience
• Active NMLS license or registration
• Expertise in mortgage guidelines, including Fannie Mae and Freddie Mac, with a preference for experience in Jumbo and non-QM loans
• Based in Dallas, requiring residency in the Greater DFW area

Preferred Qualifications

• Strong relationship-building abilities, ensuring clear and timely communication with advisors, borrowers, and agents
• Tech-savvy mindset, with the ability to quickly learn and adapt to new systems as the mortgage industry evolves
• Mortgage licensed in multiple states
• A genuine passion for delivering exceptional customer service
• A proactive, ownership-driven mindset, treating responsibilities with care and dedication

Benefits

At Flourish, we focus on ensuring fair, equitable pay by providing competitive salaries, along with bonus and incentive opportunities and benefits for all employees.

Pay

Base Salary Range: $95,100 - $124,800 plus bonus

Schedule

Due to the nature of this position, as part of the background check process, candidates must be able to pass a fingerprint background check to qualify as a fingerprinted person under FINRA. For roles requiring registration, additional regulatory screenings may apply, including a review of Form U5 disclosures and other relevant licensing information.