Mortgage Loan Officer

About the role

PeoplesBank is seeking a motivated and customer-focused Residential Mortgage Loan Officer to generate residential mortgage business within our primary lending areas. This role involves cultivating relationships with real estate professionals, builders, attorneys, and other referral sources, while also leveraging internal leads and past customer connections.

Responsibilities

• Consistently generate high-quality mortgage applications that result in closed loans, meeting or exceeding monthly production goals.
• Proactively cross-sell deposit products to mortgage customers, enhancing overall customer value and deepening relationships.
• Actively engage in community and industry events—including Realtor associations, expos, and chamber functions—to build visibility and drive mortgage volume.
• Develop and execute a strategic annual market plan to identify and capitalize on growth opportunities within the bank’s footprint.
• Provide timely and responsive service by following up on all customer inquiries and referrals within 24 hours.
• Ensure full compliance with federal, state, and bank regulations by completing annual training and adhering to all service and operational standards.

Requirements

• Requires the ability to obtain the National Mortgage Licensing System (NMLS) registration – must obtain said license after a period, to be determined by decision maker.
• Must be able to successfully complete the registration process, which includes, and is not limited to, undergoing a criminal background and credit check and must remain in compliance with the NMLS License regulations and rules.
• Knowledge of Microsoft applications, including Word and Excel.
• Experience utilizing laptop technology.

Skills

• Excellent verbal and written communication skills, ensuring clear and professional interactions.
• Strong interpersonal and customer service abilities, with a talent for building and maintaining client and business relationships.
• High level of discretion and integrity, committed to protecting the financial privacy of clients, colleagues, and the organization.
• A thorough understanding of conventional loan structures.
• A willingness to travel to various banking center locations throughout the region as needed and assigned.

Benefits

This position includes a base salary and commissions structure.

Pay

The pay range for this position is $50,000 - $80,000 annually, depending on experience and qualifications.

Schedule

The schedule for this role is typically Monday through Friday, with occasional evening and weekend work as needed.