Mortgage Loan Officer

About the role

Orchard Mortgage is an affiliate of Orchard, dedicated to providing mortgage services to its real estate customers. This role is full-time and remote, based in the Denver Metro area, and reports to the Mortgage Sales Manager.

Responsibilities

• Consult with clients about current needs and financing solutions to help them achieve their financial goals, including Orchard Mortgage’s unique offerings like the Equity Advance loan.
• Build great relationships with Orchard’s real estate agents and collaborate with them to create a great home buying experience for our customers.
• Be the go-to person for all home financing-related needs, including being the expert on the Equity Advance loan and Move First offering.
• Closely manage a pipeline of at least 10-15 loans per month, primarily purchases with some refinances.
• Work collaboratively with other teams across the Orchard ecosystem, including Real Estate and Title Operations, to provide the best customer outcomes.
• Support weekend coverage once per month to ensure customers have the support they need, even on weekends.

Requirements

• At least 3+ years experience with lending and an active NMLS license or registered in Colorado.
• Strong consultative sales skills to help customers achieve their financial goals and understand the programs available to them.
• A passion for customer service and relationship building, keeping both customers and agents informed, even outside regular business hours.
• Deep knowledge of guidelines pertaining to Fannie Mae, Freddie Mac, FHA, VA, and the ability to provide high-quality pre-approvals/pre-qualifications (bonus if also familiar with non-QM programs and reno/construction loans).
• Technology-savvy with the ability to learn and work with new systems, especially as the mortgage industry evolves. Preference for experience with Blend and Byte (or similar systems).

Qualifications

Preference given to candidates with experience in the Denver Metro area.

Skills

• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Strong analytical and problem-solving skills.
• Knowledge of mortgage regulations and compliance.

Benefits

Compensation range: $125,000 - $175,000 per year, depending on performance. The structure is a draw against commission with a 3-month ramp period for new hires. Benefits and equity in the company are also provided.

Pay

The average full-time fully ramped Loan Officer earns $125-175k per year, depending on performance.

Schedule

This is a full-time remote position based in the Denver Metro area, with availability to attend agent networking events such as Orchard happy hours and agent training once a month.