Mortgage Loan Officer
Fulton Bank · Manassas, VA · 19 mo ago
FinanceFull-time
About the role
Solicits first mortgages through contacts with realtors, builders, and developers. Works with customers to identify and secure a mortgage loan appropriate for their financial circumstances.
Responsibilities
- Develops and expands referral sources to solicit first mortgages.
- Maintains regular contact with Realtors in their offices and at open house events.
- Meets with builders on job sites to discuss lending options.
- Participates in building and trade shows.
- Attends mixers related to real estate to build and forge new relationships.
- Collects and analyzes applicant’s financial information to assess loan eligibility.
- Interviews applicants and provides required information to evaluate loan needs.
- Recommends financial products that best meet customer needs.
- Engages in persuasive sales activity to encourage potential customers to do business with the company.
- Follows up with customers and prospective customers via phone and email.
- Completes paperwork related to loans originated.
- Ensures loan originations comply with regulatory requirements.
- Communicates with customers throughout the loan process to ensure understanding.
Requirements
- High School Diploma or equivalent.
- 1 or more years residential mortgage lending experience.
- Experience developing referral sources from contacts and relationships outside the organization.
Qualifications
- Education: High School Diploma or equivalent.
- Experience: 1 or more years residential mortgage lending experience.
- Referral Source Experience: 1 or more years developing referral sources from contacts and relationships outside the organization.
Skills
- Excellent communication skills.
- Ability to develop and maintain strong relationships with clients and referral sources.
- Strong analytical and problem-solving skills.
- Knowledge of mortgage lending regulations and compliance.
Benefits
Comprehensive benefits package including medical, dental, vision, life, disability, retirement, and wellness programs.
Pay
Full-time, commissioned position.
Schedule
Hybrid schedule based out of Manassas, VA.