Jobs · Finance · Indiana

Mortgage Loan Officer

Centier Bank · Michigan City, IN · 7 mo ago
Finance$12.28/hrFull-time

About the role

The starting pay rate is based on experience with a minimum hourly rate of $12.28. Recognizing and valuing diversity are key aspects of our corporate culture, fostering a strong, inclusive workplace.

Responsibilities

  • Making sales calls on realtors, builders, and other relevant parties to solicit mortgage loans and build banking relationships.
  • Interviewing loan applicants to gather income, debt, credit history, employment, and other pertinent information.
  • Determining if applicants meet established standards or identifying additional information needed for further consideration.
  • Analyzing financial information, including tax returns, to inform applicants of costs and closing fees.
  • Submitting completed loan applications and supporting documents to loan processing.
  • Contacting applicants to address discrepancies and inform them of loan approval or denial.
  • Participating in scheduled meetings and communicating openly with all bank associates and clients.
  • Maintaining production goals and attending loan closings.
  • Representing the bank in community activities and engaging in professional development activities.

Requirements

  • Computer knowledge in a Windows environment and using a mouse.
  • Basic computer skills in Microsoft Word and Excel.
  • Ability to review and understand various resources and information, including financial data.
  • Proofreading and verifying written materials.
  • Operating a computer keyboard and adding machine.
  • Reading and processing written and numerical information.
  • Working independently and collaboratively in a team environment.

Qualifications

  • Bachelor’s degree in a business-related field.
  • Three years of commissioned lending experience.

Skills

  • Ability to analyze financial information.
  • Proficiency in reviewing and understanding a variety of resources and information.
  • Strong communication and interpersonal skills.
  • Ability to work independently and in a team setting.

Benefits

  • Access to Marathon Health Clinics with free visits and prescriptions.
  • Generous paid time off benefit.
  • Tuition reimbursement.
  • 401(k) match.
  • Associate stock ownership plan.
  • Daycare reimbursement.
  • Free onsite fitness center and fitness reimbursements.
  • Health and wellness programs.
  • The ability to participate in the Diversity/Equity/Inclusion Council.
  • Career growth opportunities.
  • Work/life balance.
  • Opportunities to engage in community activities.

Pay

The starting pay rate is based on experience with a minimum hourly rate of $12.28.

Schedule

Department hours are Monday through Friday from 8:00 AM to 5:00 PM, though flexibility to meet the schedule needs of clients is crucial for this role.

What You Need to Bring to the Table

  • A bachelor’s degree in a business-related field.
  • Three years of commissioned lending experience.

Disability Accommodation Statement

Centier Bank is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. For assistance, please call 219-755-6160 or email hrcareers@centier.com.

Equal Opportunity Employer

Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.

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