Mortgage Loan Officer

About the role

Mortgage Loan Officer positions are available within Banner Bank's Mortgage Lending team. The team was recognized with the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This award highlights the team's commitment to providing superior value to clients by attracting and making real estate loans that meet Bank standards for economic value and safety.

Responsibilities

• Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships, walk-in and call-in customers.
• Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
• Identify opportunities and provide financing sheets for listings and Realtor/builder open houses.
• Attend weekend open houses and/or subdivisions for loan solicitation purposes.
• Attend regular Realtor Association and Builder Association meetings.
• Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.
• Take applications or meet with clients at Bank branch locations.
• Attend closing signing appointments as needed.
• Promote home ownership through community outreach efforts, specifically in the communities around designated branch location, demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships.
• Conduct first-time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc.
• Comply with policies, procedures, security requirements, and government regulations.

Requirements

• H.S. Diploma required
• Bachelor's Degree in Finance, Accounting, Business, or other related field preferred
• NMLS registration required
• 3+ years of experience in residential mortgage origination required

Qualifications

• Proven history of success in consistent closing and funding of loans to meet sales goals
• Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting
• Effective presentation, verbal and written communication, and negotiation skills
• Knowledge of current market competition, sales strategies, trends, and activity
• Knowledge of federal and state laws and regulations relating to real estate lending

Skills and Abilities

• Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting
• Effective presentation, verbal and written communication, and negotiation skills
• Knowledge of current market competition, sales strategies, trends, and activity
• Knowledge of federal and state laws and regulations relating to real estate lending

Benefits

• Monthly guarantee of $3,800 (not including ramp-up period)
• Excellent commission structure
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Pay

$3,800 monthly guarantee (not including ramp-up period)

Schedule

Up to 20% travel