Mortgage Loan Consultant

We need to output HTML fragment with sections: h3 headings for sections present. Must not repeat job title. Must not include Job ID etc. Must include only sections with real content. Remove boilerplate (cookie/navigation/legal/EEO etc). Must preserve substantive info. Let's parse the posting. Content: - Intro: "Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank." - "General Function Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales One Bank objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types." - "Essential Duties And Responsibilities" list: many bullet-like sentences. - "Minimum Knowledge And Skills Required" list. - "Mortgage Loan Consultant At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner." - "LOCATION -- Macedonia, Ohio 44056" - Then "Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee." - Then EEO statement. We need to remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. The "Attention search firms..." is likely considered a scam-warning boilerplate? It's about unsolicited resumes; maybe considered application instruction? The instruction says remove application instructions. So we should drop that paragraph. Also drop EEO statement. We also need to drop duplicated lines (none obvious). Keep location? Location is not a heading but we can include as a short p. We need sections: maybe "About the role" (General Function"? Actually we have "General Function" which is like a summary. Could map to "About the role". Use

About the role

and then p with that content. Then "Responsibilities" heading for Essential Duties And Responsibilities. Use

Responsibilities

and

• each duty. Then "Requirements" heading for Minimum Knowledge And Skills Required. Use

  Requirements

  and
  • . Then maybe "Benefits" heading for Total Rewards paragraph. Use

    Benefits

    and p. Compensation info could be part of Benefits or separate "Pay" section? The posting says compensation largely incentive-based, combined with base salary or draw. That's pay info. According to rules, we should include Pay section only if posting actually states them. It does state compensation details. So we can include

    Pay

    with p. Schedule? Not mentioned, so omit. Location: we can include as a p after sections, maybe not as heading. We must not repeat job title as heading. No Job ID. We must not include placeholder text like "commensurate with experience". Not present. We must output only HTML fragment. Let's extract the exact text for each section. General Function paragraph: "Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales One Bank objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types." We could keep as is. Essential Duties And Responsibilities list: each sentence starts with a verb. Let's capture them: - Works with sales leadership and assigned Senior Loan Originator to develop both internal and external referral contacts (realtors, builders, professional, COIs and personal). - Works with sales leadership and assigned Senior Loan Originator to learn and master all aspects and components of the mortgage loan originator position. This would include, but not limited to, agency and portfolio guidelines, processing, underwriting, closing, and pricing procedures. - Maintain knowledge of Fifth Third Mortgage Company's policies and procedures, available loan products, processing procedures, and underwriting and general departmental guidelines. - Completes all required training on time. - Follow defined protocol for escalation underwriting and pricing exceptions. - Take applications by completing URLA on laptop. - Utilize available technology and support for communication and access of daily rates, applicant credit reports, origination of loan files and uploading of files to operations. - Collect appropriate documentation from applicant(s) and deliver loan package in the time frames set by management. - Work with sales leadership and assigned Senior Loan Originator to manage pipeline for all originated loans through closing. - Communicate appropriately and timely with branches and/or applicants providing updates and status reports. - Maintain high levels of customer service while managing each applicant's and Fifth Third expectations. - Attend and participate in all Mortgage and Consumer Lending sales meetings, calls and training as required by management. - Collect application fees on loan applications per policy. - Participate in One Bank making appropriate referrals to other lines of business. We need to ensure each as
  • . Minimum Knowledge And Skills Required list: - High school diploma or equivalent mandatory. - Four-year college degree preferred. - Demonstrated organizational skills. - Strong written and verbal communications skills. - Demonstrated teamwork and customer service skills. - Ability to maintain an intense optimism and focus on achieving goals even under adversity. - Proven computer skills. - Basic sales technique skills. - Strong desire to excel in a competitive environment. - This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Note: there's a stray parenthesis after .org). Might be a typo but we keep as is. Benefits / Total Rewards paragraph: "At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner." We could split into Benefits and Pay sections. But the paragraph includes compensation details. Perhaps better to have Benefits section for benefits description, and Pay section for compensation details. Let's extract: Benefits description: "Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner." Pay details: "Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request." We could keep as separate sections. Location: "Macedonia, Ohio 44056". We'll put as

    Location: Macedonia, Ohio 44056

    maybe. Now ensure we don't include any boilerplate like EEO etc. Now produce HTML:

    About the role

    Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales One Bank objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

    Responsibilities

    • Works with sales leadership and assigned Senior Loan Originator to develop both internal and external referral contacts (realtors, builders, professional, COIs and personal).
    • Works with sales leadership and assigned Senior Loan Originator to learn and master all aspects and components of the mortgage loan originator position. This would include, but not limited to, agency and portfolio guidelines, processing, underwriting, closing, and pricing procedures.
    • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures, available loan products, processing procedures, and underwriting and general departmental guidelines.
    • Completes all required training on time.
    • Follow defined protocol for escalation underwriting and pricing exceptions.
    • Take applications by completing URLA on laptop.
    • Utilize available technology and support for communication and access of daily rates, applicant credit reports, origination of loan files and uploading of files to operations.
    • Collect appropriate documentation from applicant(s) and deliver loan package in the time frames set by management.
    • Work with sales leadership and assigned Senior Loan Originator to manage pipeline for all originated loans through closing.
    • Communicate appropriately and timely with branches and/or applicants providing updates and status reports.
    • Maintain high levels of customer service while managing each applicant's and Fifth Third expectations.
    • Attend and participate in all Mortgage and Consumer Lending sales meetings, calls and training as required by management.
    • Collect application fees on loan applications per policy.
    • Participate in One Bank making appropriate referrals to other lines of business.

    Requirements

    • High school diploma or equivalent mandatory.