Mortgage Loan Consultant

About the role

At SF Fire Credit Union, we seek a full-time Mortgage Loan Consultant to support our mission of helping members achieve homeownership. This role involves originating loans, building referral networks, and serving as a trusted advisor.

Responsibilities

• Guiding members on appropriate real estate loan programs
• Facilitating the mortgage lending process
• Cultivating relationships with real estate professionals, builders, and other industry partners
• Assessing borrower finances and determining creditworthiness
• Collaborating with operations teams to ensure loan applications are processed efficiently
• Managing multiple clients and deadlines independently
• Staying informed on industry trends and regulatory changes
• Performing loan origination functions thoroughly and accurately

Requirements

• Experience in soliciting new business
• Excellent communication and financial analysis skills
• Proven success in generating independent business as a Mortgage Loan Officer
• Strong organizational and self-management skills
• Knowledge of mortgage products, regulations, and compliance standards
• High school diploma or equivalent, with an associate degree or specialized training preferred
• Experience in a similar role, ideally 2-5 years
• Ability to read and interpret various financial documents

Qualifications

• Self-motivated with a strong entrepreneurial spirit
• Good time management and ability to prioritize tasks
• Passion for contributing to a mission-driven organization

Skills

• Communication and interpersonal skills
• Financial analysis and decision-making skills
• Relationship-building and networking abilities
• Technical proficiency in loan origination software
• Adherence to credit union policies and procedures

Benefits

• 401(k) and employer match
• Health, vision, dental, and life insurance
• Annual incentive/bonus program
• Tuition reimbursement program
• Competitive paid holidays and PTO
• Home & Consumer Loan Program discounts
• Professional development and training programs
• Wellness program and discounted gym membership

Pay

This position offers a base salary, plus commission based on loan production. Estimated total annual compensation ranges from $95,000 – $300,000, with no cap on commission potential.

Schedule

The Mortgage Loan Consultant role requires flexibility and the ability to work remotely, with occasional travel to meet with clients and partners.