Mortgage Closer
Palmetto Citizens Federal Credit Union · Columbia, SC · 2 mo ago
SalesFull-time
Responsibilities
- Carefully examine all loan documents, closing disclosures, and related materials to ensure they meet regulatory standards, lender requirements, and company policies.
- Identify and resolve any discrepancies or issues that arise during the preparation or execution of closing documents, working with relevant parties to ensure timely resolution.
- Serve as the primary point of contact for all parties involved in the transaction, scheduling loan closings and ensuring seamless collaboration to meet deadlines and regulatory timelines.
- Provide clear, professional communication to borrowers, real estate agents, attorneys, and other stakeholders throughout the closing process while maintaining a high level of professionalism and empathy in all interactions.
- Address questions, provide updates, and ensure all parties understand their responsibilities and timelines while anticipating needs and proactively addressing concerns to support a positive closing experience.
- Verify that all prepared closing documents comply with federal, state, and local regulations, as well as internal company policies.
- Stay informed on regulatory changes and adapt processes accordingly.
- Ensure all closing documents and transactions are properly organized, scanned, and filed in accordance with company policies and regulatory requirements.
- Prepare documentation for audits and compliance reviews as needed.
Requirements
- A High School Diploma or GED, with a College degree preferred.
- 3+ years of experience in mortgage lending, with specific experience in loan closing.
- Proficiency in Microsoft Office Suite and mortgage lending software.
- A strong understanding of mortgage loan processes and regulations.
- Excellent attention to detail and organizational skills.
- The ability to work efficiently under pressure and meet tight deadlines.
- Outstanding communication and interpersonal skills.
Qualifications
- Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.