Mortgage Closer

Responsibilities

• Coordinate, prepare and review closing documents and verify their accuracy and completion in accordance with bank policies and procedures.
• Maintain communication with all parties involved in the loan closing process.
• Calculate final closing costs and disburse funds in accordance with mortgage documentation.
• Ensure timely and accurate closing of various residential and residential construction loan transactions.
• Prepare and review closing documents, including funding checks prior to forwarding to title company for closing to ensure accurate and efficient closing.
• Review title commitments and surveys for accuracy and notify interested parties of exceptions to ensure loan is closed in accordance with company policies and procedures and applicable laws to ensure a valid lien.
• Schedule closing and respond to inquiries regarding closing issues to ensure all parties involved are informed of any issues affecting the closing and are present at closing.
• Verify closing costs, closing requirements, hazard insurance, TILA-RESPA Integrated Disclosures, etc. before issuing funding authorization to the title company.
• Develop and maintain a personal program for maintaining an adequate level of knowledge in mortgage loan matters and personal skill development to ensure an acceptable degree of performance.

Requirements

• 7 years experience in residential mortgage lending support.
• Knowledge of real estate documents, title commitments, surveys, appraisals, etc.
• High school diploma or GED.
• Maintain high level of communication skills both oral and written; strong attention to detail; strong problem solving and organization skills.
• Maintain accurate closing schedules.

Skills

• Working knowledge of Microsoft Excel and MS Word.
• Basic keyboarding and calculator skills.
• Must be able to do simple math and carry out written instructions.

Preferred Experience

• Experience in Encompass (Banker edition).
• Experience with eNotes, eVault, Simplefile.