Jobs · Finance · Minnesota

Mortgage Closer

Old National Bank · Lake Elmo, MN · 1 mo ago
Finance$70/hrFull-time
We need to produce HTML fragment with sections: Overview (maybe not a heading? The instruction: use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Overview is not listed but could be considered "About the role"? The posting has Overview paragraph about company. We can treat that as "About the role" or maybe not include heading if not needed. The instruction: "Do NOT repeat the job title as a heading (the page already shows it) and do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

or drop it." Also: "IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text". So we need sections for content we have: Overview (maybe as

About the role

), Responsibilities, Requirements (Qualifications And Education Requirements), Benefits (they mention compensation, medical/dental/vision, 401K, continuing education, employee assistance program, Impact Network Groups). Also Salary Range is given: $18.25/Hr - $29.75/Hr. So we need a Pay section. Schedule not mentioned, so omit. Skills? Not explicit separate; maybe we can include under Requirements or Skills. But we can create a Skills section if there is content: they list competencies (Make Decisions & Solve Problems, Promote Change, Delight Clients, Lead Inclusively, Develops Talent). Those could be considered Skills. However the instruction: "Prefer a few substantive sections over many thin ones." Might combine competencies into Responsibilities or Requirements? But they are separate bullet-like list. Could create a Skills section with those competencies. However we also have "Key Accountabilities" and "Key Competencies for Position". Those are detailed. We could treat Key Accountabilities as Responsibilities (they already have Responsibilities section earlier). The posting already has a Responsibilities section with bullet duties. Then later they have "Key Accountabilities" which are more detailed responsibilities. Could merge into Responsibilities. Similarly "Key Competencies for Position" could be Skills. We need to preserve all substantive information, not invent or summarize away detail. So we need to include all details from Overview, Responsibilities (including duties), Key Accountabilities, Key Competencies, Qualifications And Education Requirements, Benefits (including compensation, medical/dental/vision, 401K, continuing education, employee assistance program, Impact Network Groups), Salary Range (Pay). Also note they mention "competitive compensation with our salary and incentive program". That's part of benefits. We must remove boilerplate: EEO statement, staffing agency note, core values repeated, etc. Also remove duplicated lines. We need to output only HTML fragment, no /, no markdown fences. Let's structure:

About the role

Overview paragraph about Old National Bank.

Responsibilities

  • Provide excellent customer service to internal and external clients.
  • Efficient pipeline management.
  • Issuance of closing disclosures to Borrowers in accordance with TRID regulatory and ONB guidelines.
  • Work closely with title companies to balance closing disclosures.
  • Delivery of final closing documents and funding via wire transfers.
  • Work in a fast‑spaced environment and pivot as needed to address closing problems or last‑minute changes timely and professionally.
  • Contact internal customers or other 3rd parties as needed to resolve closing issues or discrepancies with clear and concise communication.
  • Respond promptly and professionally to all internal and external customers.
  • Review all documentation in the file for accuracy; request updated documentation as needed.
  • Accurate preparation of the initial and final closing disclosure, including balancing with the title company.
  • Accurate preparation of closing documents in accordance with loan product requirements, established compliance and regulatory guidelines and internal policies and procedures.
  • Manage last minute closing changes or problems timely, accurately and professionally.
  • Effectively manage pipeline to ensure initial closing disclosures, redisclosures and final closing documents are delivered within established SLA’s and regulatory timing requirements.
  • Maintain organization to ensure closing documents and wire funds are delivered timely to title companies and attorneys to avoid closing delays.
But note we have duplicated some items; we need to ensure we don't repeat same content. The responsibilities list includes many items; we can combine but must preserve all substantive info. Let's list each distinct duty: From "Responsibilities" paragraph: Mortgage Closing Processors are responsible for providing excellent customer service to both our internal and external clients. Duties include, but are not limited to, efficient pipeline management, issuance of closing disclosures to Borrowers in accordance with TRID Regulatory and ONB guidelines, working closely with title companies to balance closing disclosures, delivery of the final closing documents and funding via wire transfers. Mortgage Closing Processors must be able to work in a fast-spaced environment and be able to pivot as needed to address closing problems or last-minute changes timely and professionally. From "Key Accountabilities": Provide Exceptional Customer Service: Contact internal customers or other 3rd parties as needed to resolve closing issues or discrepancies with clear and concise communication. Respond promptly and professionally to all internal and external customers. Accuracy And Attention To Detail: Review all documentation in the file for accuracy. Request updated documentation as needed. Accurate preparation of the initial and final closing disclosure to include balancing the closing disclosure with the title company. Accurate preparation of closing documents in accordance with loan product requirements, established compliance and regulatory guidelines and internal policies and procedures. Manage last minute closing changes or problems timely, accurately and professionally. Exceptional Pipeline Management And Organizational Skills: Effectively manage pipeline to ensure initial closing disclosures, redisclosures and final closing documents are delivered within established SLA’s and regulatory timing requirements. Organization in this role is critical to ensure closing documents and wire funds are delivered timely to title companies and attorneys to avoid closing delays. We can combine these into a cohesive list without duplication. Let's extract unique items: - Provide excellent customer service to internal and external clients. - Contact internal customers or other 3rd parties as needed to resolve closing issues or discrepancies with clear and concise communication. - Respond promptly and professionally to all internal and external customers. - Efficient pipeline management. - Issuance of closing disclosures to Borrowers in accordance with TRID regulatory and ONB guidelines. - Work closely with title companies to balance closing disclosures. - Delivery of final closing documents and funding via wire transfers. - Work in a fast‑spaced environment and pivot as needed to address closing problems or last‑minute changes timely and professionally. - Review all documentation in the file for accuracy; request updated documentation as needed. - Accurate preparation of the initial and final closing disclosure, including balancing with the title company. - Accurate preparation of closing documents in accordance with loan product requirements, established compliance and regulatory guidelines and internal policies and procedures. - Manage last minute closing changes or problems timely, accurately and professionally. - Effectively manage pipeline to ensure initial closing disclosures, redisclosures and final closing documents are delivered within established SLA’s and regulatory timing requirements. - Ensure organization so that closing documents and wire funds are delivered timely to title companies and attorneys to avoid closing delays. Some items overlap (pipeline management appears twice). We'll keep one. Now Skills section: Key Competencies for Position list: - Make Decisions & Solve Problems: Take ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. Collaborate and seek to understand the root causes of problems. Evaluate the implications of new information or events and recommend solutions using decisions that are sound based on what is known at the time. Take action that is consistent with available facts, constraints and probable consequence. - Promote Change: Actively seeks information to understand the rationale, implications and impact for changes. Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change. Willing to act quickly, learn and adjust as needed. Identifies and recommends changes to leadership to improve performance. - Delight Clients: Passionately serve internal/external clients with excellence. Maintain a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. Understand data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team. Nurture client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value. - Lead Inclusively: Seek diverse relationships to learn more about people from other cultures and backgrounds. Gather information with curiosity and humility to learn more about people from other cultures and backgrounds including impacts on norms, behaviors and expectations (e.g., social norms, decision-making approaches, and preferences). Advocate for diverse perspectives. Continually examines own biases and behaviors to avoid stereotypical responses. - Develops Talent: You own your development and career. Actively assesses self by leveraging feedback to enhance knowledge, skills and behavior. Leverages own strengths and those of team members to meet individual and team goals supporting both internal and external client needs. Continuously develops self for current and future roles. We can put these as a
  • each with the description. Now Qualifications And Education Requirements: - High School Diploma or GED - 1-3 years first lien mortgage experience with first lien mortgage loan closing experience preferred - Operate standard office equipment - Ability to multi-task and work in a fast-paced environment while maintaining a positive attitude We should not include the EEO statement. Benefits: From Overview: "competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization." Thus benefits: competitive compensation (salary and incentive program), medical/dental/vision insurance, 401K, continuing education opportunities, employee assistance program, Impact Network Groups. Pay: Salary Range: $18.25/Hr. - $29.75/Hr.. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. We need a Pay section with that info. Schedule: not mentioned, omit. Now ensure we don't include filler like "commensurate with experience". Not present. Now produce HTML. We'll wrap sections in

    headings. Let's craft:

    About the role

    Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

    But note that benefits description is duplicated in Overview; we might want to move benefits to its own section. However the instruction: preserve ALL substantive information; we can keep it in Overview but also have Benefits section. However that would duplicate content. Better to split: Overview can be a brief description of company, and Benefits section separate. But we must not lose any info. So we can keep Overview as company description only (first two sentences maybe)

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