Mortgage Closer
Exchange Bank: Relationships You can Bank On · Grand Island, NE · 3 wk ago
On-siteSalesFull-time
Job Duties
- Prepare and complete accurate and compliant initial and final closing disclosures within the TRID timing guideline requirements.
- Monitor borrower’s receipt of the Closing Disclosure.
- Re-disclose Closing Disclosures as required for change in circumstance events or APR changes and determine the new waiting period.
- Cook up delays with lenders and title company.
- Review title commitment, homeowner’s insurance, flood certification, invoices, etc. to make sure all information is inputted and showing correctly on closing documents.
Qualifications
- Review file to make sure all compliance guidelines are met (HMDA, RESPA, TRID, etc.).
- Analyze and interpret compliance report for each file (MAVENT).
- Prepare closing documents to ensure loan is closed properly and meets program and investor guidelines.
- Work closely with Lenders, title company and borrowers to ensure a smooth closing experience for all involved.
Job Requirements/Qualifications
- 2+ years of experience in mortgage closing and/or processing using Encompass software required.
- A High School diploma or equivalent required.
- A College degree or business-related training/education with equivalent work experience preferred.
- Knowledge of different loan types and mortgage industry regulations.
- Excellent communication skills, both verbal and written.
- Must be able to demonstrate organization and the ability to handle a heavy workload and multiple tasks in a professional, efficient manner.
- Ability to work in a team environment.
- A high level of accuracy with attention to detail and ability to handle confidential information.
Benefits
- Full benefits package is available, including: Health, Dental, Vision, Life and Disability Insurance
- 401k with employer match
- Vacation and Sick time starting day one
- FSA and HSA with employer contribution to HSA
Schedule
Not specified
Pay
TBD