Mortgage Banker (Outside-Ex) FL

About the role

Ameris Bank is seeking a Mortgage Loan Originator to join our team. This position is responsible for sales efforts to originate and close mortgage loans. Key responsibilities include maintaining client relationships, contacting potential customers, assisting with loan applications, and promoting mortgage products.

Responsibilities

• Maintain an active NMLS number in compliance with federal regulations
• Establish and maintain relationships with realtors, builders, developers, and other referral sources
• Contact potential or existing customers to develop new business or retain existing business
• Counsel customers on available products and ensure they choose the best fit for their financial needs
• Absorb and submit loan applications within required timelines
• Oversee the loan process by monitoring status and ensuring conformity with terms
• Communicate with loan processors regarding workflow and file status
• Adhere to established minimum fees and product pricing structure
• Network through industry-related functions and promote mortgage products
• Attend purchase loan closing transactions on behalf of Ameris Bank Mortgage
• Update branch managers on sales call efforts
• Review pipeline reports with loan processors for accuracy and status
• Support cross-selling opportunities and other initiatives with branch managers and other sales personnel
• Stay informed on all Ameris Bank Mortgage loan programs and comply with regulatory and compliance requirements
• Meet and exceed minimum production standards as outlined in the compensation agreement
• Attend required meetings and complete required training
• Adhere to work schedule as designated by manager
• Promote ethical sales behaviors consistent with Ameris' core values of Integrity and Honesty

Requirements

• Experience using mortgage origination applications
• Effective utilization of a contact management system
• Knowledge of mortgage products/servicing, operations, and current market trends
• Proven mortgage production of $5 million over the past year
• Proven success in establishing referral relationships
• Minimum 1 year of Mortgage experience
• Minimum 1 year of Customer Service experience
• High school diploma or GED required, Bachelor’s degree preferred

Qualifications

• High school diploma or GED required
• Bachelor’s degree preferred

Skills

• Effective communication skills
• Customer service orientation
• Ability to establish and maintain relationships
• Strong organizational skills
• Knowledge of mortgage products and market trends

Benefits

• Medical, Dental, and Vision Insurance
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups
• Banking Advantages for Employees

Pay

Compensation details will be discussed during the interview process.

Schedule

The schedule will be discussed during the interview process.