Mortgage Banker

About the role

Minnwest is a family owned, community bank based in Minnesota and South Dakota. We believe our success is measured by the extent in which we have a positive impact on the communities we serve. We are committed to building strong, vibrant communities through our core values: The customer is the first priority. We will keep all of the commitments we make. We are the people who get things done. We will work together as a team. This is a full‐time mortgage lending position within Minnwest Bank. The purpose of the position is to evaluate and analyze the financial situation of current and prospective customers. Provide counseling and recommendations on appropriate mortgage product(s) that best suits the current needs of customers. The Mortgage Loan Originator/Mortgage Banker must be able to multi‐task and handle high volume of clients. Ability to work both independently as well as part of a team. Have strong communication skills and a high degree of tact, efficiency, accuracy, and confidentiality to provide a positive image for the bank.

Location: Eagan or Minnetonka branch location.

Responsibilities

• Maintain personal mortgage production consistent with assigned goals (secondary market, in-house, and construction)
• Perform as the subject matter expert for more complex loan types
• Contribute to Bank profitability through interest spreads and generation of fee income.
• Promote Minnwest Bank and obtain new business through customer referrals, cross selling and officer call program.
• Remain aware of the external rate and economic conditions that impact loan demand, pricing, home values.
• Remain aware of new Mortgage products in the market escalate information as necessary
• Develop a working knowledge of all retail, insurance, and business products and services and effectively cross sell to meet total bank objectives.
• Cultivate business relations with realtors and builders to seek out other networking opportunities.
• Demonstrate proactive communication and cooperation with staff to identify solutions and effective methods to ensure an excellent customer experience.
• Collaborate with the Marketing Department to effectively market the Mortgage business.
• Completion of all required Compliance and BSA (Bank Secrecy Act) training and comply with all regulations applicable within the scope of this position.
• Compliance with Bank Secrecy Act, OF