Manager Card Business Analytics

Position Summary

The Manager, Card Business Analytics drives profitable growth, optimizes credit performance, and advances analytical rigor across Merrick Bank’s credit card business with a direct and meaningful P&L impact on the overall credit card business. This role contributes to a wide spectrum of programs and workstreams across the customer lifecycle - including acquisitions, credit line management, portfolio monitoring, valuations and more. Additionally, this role partners closely with cross-functional teams including Modeling, Finance, Marketing, Legal, and Compliance.

Essential Functions

• Contributes to the design and optimization of integrated credit strategies, including credit line management, acquisition policies, and product frameworks to balance growth and risk.
• Contributes to innovation in valuation methodologies, decision frameworks, analytics, and modeling integration to improve portfolio performance and profitability.
• Performs valuation exercises across programs such as credit line increases and new account acquisitions, ensuring assumptions and economics are accurate and optimized.
• Designs, launches, and monitors A/B and multivariate tests that enhance credit strategies and identify new growth opportunities.
• Maintains the test inventory, creates iterative testing roadmaps, and institutionalizes learnings across teams.
• Socializes strategies, influences business decisions, and presents insights and recommendations to senior leadership and executives.
• Serves as a champion of change, communicating effectively and leading from the front in a fast-paced environment.

Compliance with Laws & Regulations

Responsible for complying with all of the Bank’s internal control policies and procedures. Responsible for understanding and complying with all laws and regulations to which the Bank is subject. Responsible for communicating problems in operations, non-compliance with the code of conduct, non-compliance with laws and regulations, policy violations, or illegal acts.

Education And Experience

• Bachelor's Degree in an analytical or quantitative field such as Statistics, Mathematics, Computer Science, Economics, Business Intelligence, Finance, or Engineering is required.
• A minimum of two (2) years’ experience (with a Master’s Degree) or three (3) years’ experience (with Bachelor’s degree) in data analytics, strategy execution, decision engine, cloud data, or equivalent experience is required.
• Previous experience in financial services, consulting, or corporate strategy is preferred.

Summary Of Qualifications

• Profound expertise in Python, SQL, and Microsoft Excel/VBA.
• Proficiency with PowerBI, Tableau, or similar tools.
• Proficiency with Microsoft Office tools like Excel, PowerPoint, Word, etc.
• Comfort with ambiguity and working hands-on with large analytical datasets to perform complex analyses.
• Excellent verbal, written, and interpersonal communication skills.
• Demonstrated strengths with problem-solving, critical thinking, detail-orientation, and organization.
• Advanced quantitative skills, including knowledge of probability, statistical inference, and regression analysis principles.