Loan Repurchase Manager (Mortgage Company)

Village Capital & Investment LLC is a nationally recognized mortgage lender and servicer headquartered in Henderson, Nevada. We specialize in FHA, VA, USDA, and loan assumption programs, delivering competitive rates and dependable financing solutions nationwide. As a trusted partner to brokers, loan originators, and correspondent lenders, we are committed to providing an efficient, high-quality mortgage experience built on integrity, service, and long-term relationships.

About the role

As a Loan Repurchase Manager, you will play a critical role in protecting the company from compliance-related risk and financial loss. This position focuses on managing loan repurchases, conducting detailed file reviews, identifying operational deficiencies, and driving remediation efforts. The ideal candidate thrives in a fast-paced environment, possesses strong analytical skills, and works effectively across departments to ensure compliance with investor and regulatory requirements.

Responsibilities

• Manage repurchases flagged for compliance violations and ensure timely resolution and recovery.
• Investigate loan files, appeal repurchases, negotiate recovery and settlements.
• Analyze seller's performance and determine root cause and remediation standards required by HUD, Fannie Mae, and VA.
• Collaborate with legal, underwriting, sales team, and Controller.
• Provide weekly status reports with recommendations to senior management.
• Develop actionable recommendations to prevent future loan defects and losses.
• Collaborate in monthly meetings providing metrics and recovery amounts.
• Manage and enforce compliance standards and procedures.

Requirements

• Proven experience with problem-solving skills and attention to detail.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Proficiency in Windows and Encompass (Encompass preferred).

Qualifications

• Strong analytical and problem-solving decision-making.
• Financial analysis and compliance monitoring.
• Perform assessments and targeted reviews identifying gaps and remediation.
• Quantify assessments using metrics to increase recovery.

Benefits

• 401(k) with company matching.
• Dental insurance.
• Health insurance.
• Health Savings Account (HSA).
• Life insurance.
• Paid time off (PTO).
• Vision insurance.