Loan Processor - Senior

Role Overview

Responsible for processing and pre-underwriting conventional, FHA, VA, and Bond mortgage loans to ensure compliance with regulatory, investor, and company standards. Acts as a liaison between loan officers, borrowers, underwriters, and funding teams to facilitate smooth loan approval and closing.

Key Responsibilities

• Review and analyze loan documentation, including credit reports, appraisals, tax returns, and verification of income/assets.
• Identify potential issues, recommend solutions, and re-structure loans as needed to meet guidelines.
• Order third-party reports, verify data accuracy, and ensure compliance with federal, state, and investor standards.
• Monitor processing cycle to meet closing timelines, communicate issues, and prepare files for underwriting and closing.
• Provide guidance to less experienced processors and maintain professional correspondence with stakeholders.

Qualifications & Skills

• High school diploma or equivalent; college or technical training preferred.
• At least five years of mortgage processing experience, including conventional, FHA, VA, and Bond loans.
• Expert knowledge of mortgage products, guidelines, and regulatory requirements.
• Strong analytical, organizational, and communication skills.
• Proficiency in Microsoft Office, data entry systems, and third-party software.
• Ability to prioritize tasks, exercise sound judgment, and work independently.

Additional Information

• Excellent customer service, integrity, collaboration, and continuous learning are essential.
• Position involves sedentary work with frequent computer use in an office environment.
• Target salary range is $23.16 - $34.74, with potential incentive compensation.