Loan Officer - FineMark

FineMark Bank & Trust, a division of Commerce Bank, delivers exceptional service in banking, trust, and investments, fostering long-lasting client relationships. We provide a workplace grounded in integrity, teamwork, and an entrepreneurial spirit, where associates are empowered to contribute and serve with purpose. Our culture is rooted in doing what is right, with an emphasis on thoughtful innovation, sound decision-making, and delivering the highest level of service to our clients.

About the role

The main purpose of this job is to develop new loan relationships and maintain a portfolio of existing loan relationships with high-net-worth individuals, families, and business owners. You will advise wealth management clients using lending and banking solutions aligned with their overall financial objectives while working within FineMark’s team approach. Lending solutions will include wealth management.

Responsibilities

• Ensure competitive loan pricing through analysis of market and economic conditions
• Analyze loan requests thoroughly and prepare them in accordance with the Bank’s lending policy
• Analyze, prepare, and present credit requests using the client contact system
• Negotiate credit terms, such as interest rates and fees
• Identify new loan requests and review new laws and regulations influencing business lending
• Perform other duties as assigned

Requirements

• Strong understanding of credit administration, compliance, CRA, and all phases of loan documentation and credit file maintenance
• Strong analytical and credit underwriting skills
• Ability to develop and maintain loan relationships
• Valid driver’s license and ability to meet Commerce Bank’s driving record criteria (ongoing employment may be contingent upon meeting all driving requirements)
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
• Ability to remain adaptable and resilient with an optimistic outlook, aligned with our culture and Core Values
• Basic proficiency with Microsoft Word, Excel, Teams, and Outlook

Qualifications

• Bachelor’s degree or equivalent combination of education and experience required
• 8+ years of experience as a lender for a financial institution required

Benefits

• Employer-sponsored health, dental, and vision insurance
• 401(k) retirement plan
• Life insurance
• Paid vacation and personal time
• Career development and education assistance
• Voluntary supplemental benefits

Location: 8695 College Parkway, Suite 100, Fort Myers, Florida 33919
Time Type: Full time