Loan Officer
About the role
Lennar Mortgage is seeking a Field Loan Officer to join our team. As a Field Loan Officer, you will play a vital role in supporting our homebuilding associates and customers by conducting on-site meetings, guiding them through the mortgage process, and establishing strong relationships.
Responsibilities
- Strategize and implement outside sales activities to contribute to the company's growth.
- Generate leads through effective prospecting, visiting communities, realtor’s offices, and relevant locations.
- Conduct regular "First Time Homebuyer Seminars" to develop leads and build relationships with New Home Consultants and prospective/current clients.
- Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events.
- Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs.
- Review and lock interest rates at least fifteen days prior to closing, maintaining strict adherence to federal, state, and company regulations.
- Proactively engage with various communities to explain the Company’s offerings, obtain loan applications, and attend closings.
- Provide crucial assistance to New Home Consultants on customer pre-qualifications, contributing to the development of a pipeline for outside sales.
- Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement.
- Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Requirements
- Highschool Diploma or Equivalent
- Four-year college degree (preferred)
- Minimum of 3 years of Loan Originating experience
- Valid driver’s license and dependable mode of transportation
- NMLS License & specific State license or willing to get within 30 days of employment
- Fluent in Spanish - Speaking and Writing (preferred)
- Self-starter and able to work independently
- Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
- A genuine passion for delivering exceptional experiences to customers
- Proficient in using standard office software (e.g., Microsoft Office Suite)
- Proficient in using mortgage industry software and tools
Qualifications
- High school diploma or equivalent
- Four-year college degree (preferred)
- Minimum of 3 years of loan originating experience
- Valid driver’s license and dependable mode of transportation
- NMLS License & specific State license or willing to get within 30 days of employment
- Fluent in Spanish - Speaking and Writing (preferred)
- Self-starter and able to work independently
- Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
- A genuine passion for delivering exceptional experiences to customers
- Proficient in using standard office software (e.g., Microsoft Office Suite)
- Proficient in using mortgage industry software and tools
Skills
- Strong communication skills
- Ability to build and maintain strong client relationships
- Effective problem-solving and decision-making skills
- Strong organizational and time management skills
- Ability to work independently and as part of a team
- Knowledge of mortgage products and processes
Benefits
- Comprehensive health insurance plans (Medical, Dental, Vision)
- 401(k) Retirement Plan with a $1 for $1 Company Match up to 5%
- Paid Parental Leave
- Associate Assistance Plan
- Education Assistance Program
- Up to $30,000 in Adoption Assistance
- Up to three weeks of vacation annually
- Generous Holiday, Sick Leave, and Personal Day policies
- New Hire Referral Bonus Program
- Significant Home Purchase Discounts
- Everyone’s Included Day
Pay
We reasonably expect the base compensation offered for this position to range from an hourly rate of $19.36 - $19, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
Schedule
The schedule for this position will vary based on the needs of the business, but typically includes a combination of in-person and virtual meetings, as well as travel to various communities and events.