Loan Officer

Essential Duties and Responsibilities

• Taking a complete, quality loan application
• Completing the Loan Officer checklist
• Securing a locked interest rate as quoted to the client
• Ensuring the borrower qualifies for the loan program
• Collecting all supporting documentation
• Handling any problems that arise during processing that may jeopardize the loan approval

Education and/or Work Experience Requirements

• 0-2 years’ (Loan Officer) or 2+ years’ (Senior Loan Officer) experience in the mortgage lending industry, with a high percentage of purchase business
• Possess a current mortgage loan originator license for applicable state(s)
• Previous loan origination experience demonstrated through past volume, industry reputation, and commitment to quality business
• Well versed in mortgage industry sales, customer service, marketing, setup, processing, underwriting, closing and software automation

Skills

• Excellent presentation, communication and negotiation skills
• Aptitude for self-development and learning
• Self-motivated with a drive to excel and the ability to inspire and motivate others
• Demonstrated problem-solving ability and conflict resolution skills
• Ability to manage multiple priorities in a fast-paced, dynamic environment with strict time requirements
• Proficient with MS Office, with a knowledge of industry automation and software
• Ability to gather data from multiple sources, test assumptions, evaluate alternatives and make recommendations
• Demonstrated ability to self-source business
• Ability to work within a structure, take direction and be a strong team player

High level of integrity, ethics, discretion and professionalism in handling confidential and sensitive information.