Loan Officer

We need to produce HTML fragment with sections: About the role? The posting includes description: "PRMG is Built by Originators for Originators..." That's about company culture. Could be "About the role" or maybe "About the company". The instruction: use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we need to decide which sections have real content. We have: - About the role / company: The first paragraph about PRMG being built by originators, culture, etc. That's substantive. - Benefits: The posting mentions comprehensive benefits package: medical, dental, vision, life insurance, short-term disability, long-term disability, HSA, FSA, various other products, eligibility, enrollment after hire, 401(k) after 60 days, internal/external job portal for transfers. That's benefits. - Responsibilities: List of duties: Verifies, compiles, and inputs application information for mortgage loans; Discuss and advise the client of their home loan options; Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment; Informs supervisor of discrepancies in title or survey; Performs other related duties as assigned. - Requirements / Qualifications: There's a section: "Current, valid NMLS license or appointment in good standing. Must have applicable state licensing. Two to five years’ experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement)." - Skills: List: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues; Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative; Ability to handle detailed assignments and maintain confidentiality; Excellent communication and interpersonal skills; Organizational skills necessary to prioritize workload and delegate responsibility. - Travel: "Travel May be required." That's maybe a note but not a section heading? Could be part of Responsibilities or Skills? Probably we can include a short note under Responsibilities or as a separate small section? The instruction: include a section ONLY when posting has real, specific content for it. Travel is mentioned: "Travel May be required." That's specific enough? Might be considered a small detail; we could include under Responsibilities as a bullet or separate line. But we could also create a "Travel" section? Not in the list of allowed headings; they gave examples but not exclusive. Probably better to incorporate into Responsibilities or Skills. Since it's a minor note, we can add a bullet under Responsibilities: "Travel may be required." - Pay: The posting includes "USD $0.00/Yr. USD $250,000.00/Yr." That seems like a placeholder range? It says USD $0.00/Yr.0/Yr. USD $250,000.00/Yr. That seems like a range but maybe it's actual? It says "USD $0.00/Yr. USD $250,000.00/Yr." That is weird: maybe they attempted to show a salary range but it's $0 to $250k. That is specific content (though $0 is weird). The instruction: never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Here they state a pay range: $0 to $250k per year. That's actual numbers, albeit $0 seems placeholder but it's stated. Should we include Pay section? It says "USD $0.00/Yr. USD $250,000.00/Yr." That is a specific range. I'd include a Pay section with that range. - Schedule: Not mentioned. So no Schedule. - Benefits we already have. We must not repeat job title as heading. No Job ID. We must remove boilerplate: cookie/navigation/legal/EEO etc. Not present. We must preserve all substantive information; do not invent or summarize away detail. We need to output only HTML fragment, no /, no markdown fences. We'll structure:

About the Role

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

Benefits

• Medical, dental, vision, life insurance, short-term disability, long-term disability
• Health Savings Account (HSA)
• Flexible Spending Account (FSA)
• Various other products based on benefits eligibility, elections, and employee premiums
• Upon hire, eligible to enroll in company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month
• After completing 60 days, eligible to enroll in 401(k) program on the first of the following month
• Eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position

Responsibilities

• Verifies, compiles, and inputs application information for mortgage loans
• Discuss and advise the client of their home loan options
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment
• Informs supervisor of discrepancies in title or survey
• Performs other related duties as assigned
• Travel may be required

Requirements

• Current, valid NMLS license or appointment in good standing
• Must have applicable state licensing
• Two to five years’ experience are preferred
• Must also meet one of the following three options:
  • Actively funding more than 2 loans/month
  • Xinnix Training completion for Loan Origination required
  • Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement)

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative
• Ability to handle detailed assignments and maintain confidentiality
• Excellent communication and interpersonal skills
• Organizational skills necessary to prioritize workload and delegate responsibility

Pay

USD $0.00/Yr. – USD $250,000.00/Yr.

We need to ensure we didn't include any filler like "commensurate with experience". Good. Check that we didn't repeat job title. Not present. We used

for each section. Use

• for lists. For Benefits we used list items; some items contain multiple sentences but okay. We need to ensure we didn't include any boilerplate like "EEO". Not present. We need to preserve all substantive information: Did we miss anything? Let's review original text: - First paragraph: "PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator." We captured that. - Benefits paragraph: "PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position." We captured medical, dental, vision, life insurance, short-term disability, long-term disability, HSA, FSA, various other products based on eligibility, elections, premiums. We captured enrollment upon hire for Medical, Dental, Life, Voluntary. We captured 401(k) after 60 days. We captured internal/external job portal for transfers. Good. - Essential Job Functions: list of categories: Organization, Coordination, Communication, Equipment, Physical. Then Responsibilities list. We captured responsibilities but not the earlier categories (Organization, Coordination, Communication, Equipment, Physical). Those are part of Essential Job Functions; they are substantive. Should we include them? They are not exactly responsibilities but describe functions. The instruction: Preserve ALL substantive information; do NOT invent or summarize away detail. So we need to include those as well. They are: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. We need to incorporate these. They could be part of Responsibilities or a separate section like "Essential Job Functions". Since we have a Responsibilities section already, we could add these as bullet points under Responsibilities or as a separate section "Essential Job Functions". The allowed headings list includes "Responsibilities", "Requirements", "Qualifications", "Skills", "Benefits", "Pay", "Schedule", "About the role". Not "Essential Job Functions". But we can still use

  for any heading; the examples are not exclusive. However the instruction: "use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It suggests those are typical but not strictly limited. Safer to incorporate them into Responsibilities as they are job functions. We'll add them as bullet points under Responsibilities. Thus Responsibilities bullets will include: - Develops and implements strategies, satisfying customer needs through a full array of products and services. (Organization) - Uses judgment and discretion to ensure uninterrupted flow of business. (Coordination) - Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow. (Communication) - Uses such office equipment as computer terminals, copiers, and FAX machines. (Equipment