Jobs · Finance

Loan Officer

Paramount Residential Mortgage Group · Rancho Cucamonga, CA · 1 mo ago
FinanceFull-time
We need to produce HTML fragment with headings

for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. Must not include Job ID etc. Remove boilerplate. Must preserve all substantive info. Let's parse the posting: First paragraph: "PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator." This is about the company/culture. Could be "About the role" or maybe "About the company". The instruction says use headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we can put the intro under

About the role

maybe. Or we could treat as "About the role". It's okay. Then "Essential Job Functions" with bullet-like sentences: Organization, Coordination, Communication, Equipment, Physical. Those are duties. Could be part of Responsibilities. Then "Responsibilities" heading appears in text: "Responsibilities Verifies, compiles, and inputs application information for mortgage loans.Discuss and advise the client of their home loan options.Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.Informs supervisor of discrepancies in title or survey.Performs other related duties as assigned." Then after that: "Current, valid NMLS license or appointment in good standing.Must have applicable state licensing. Two to five years’ experience are preferred. Must also meet one of the following 3 optionsActively funding more than 2 loans/month, orXinnix Training completion for Loan Origination required, orOrigination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement)." That's requirements/qualifications. Then "Skills Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.Ability to handle detailed assignments and maintain confidentiality.Excellent communication and interpersonal skills.Organizational skills necessary to prioritize workload and delegate responsibility." Then "Travel May be required." That could be under Schedule? Or maybe a separate note but we only have sections defined. Travel could be part of Schedule or maybe we can include under Responsibilities? Probably not needed as separate heading. Then "USD $1.00/Yr. USD $1.00/Yr." That seems like placeholder pay? It says USD $1.00/Yr repeated twice. That is not substantive; it's likely placeholder. According to rule: never emit a heading followed by filler/placeholder text (e.g., "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Here pay is stated as USD $1.00/Yr which is obviously placeholder/not meaningful. Should we treat as not substantive? It says "never create Pay/Schedule/Benefits sections unless the posting actually states them." It does state them, but it's placeholder. The rule says never emit a heading followed by filler/placeholder text. So we should not include Pay section because it's placeholder. Similarly Schedule: we have "Travel May be required." That's not a schedule; maybe schedule not given. So we should not create Schedule section. Benefits: not mentioned. Thus we will have sections: About the role (intro), Responsibilities (including essential job functions and responsibilities list), Requirements/Qualifications (maybe combine Requirements and Qualifications? The instruction allows separate headings but we should only include if content. We have both requirements (license, experience) and qualifications (options). Could put under

Requirements

and maybe also

Qualifications

but they'd be similar. Better to combine into one section maybe "Requirements". But we need to follow instruction: Use headings for those categories if we have content. We have content for Requirements (license, experience) and also for Qualifications (the three options). Could split but risk thin sections. The instruction: "Prefer a few substantive sections over many thin ones." So better to combine into one section, maybe "Requirements and Qualifications". But headings must be exactly from list: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We cannot create custom heading. So we need to decide: either include both Requirements and Qualifications headings, each with content, or combine into one heading (e.g., Requirements) and put all content there, omitting Qualifications heading. That would be okay because we are not creating a Qualifications heading if we don't have content for it? But we do have content that could be considered qualifications. However we can treat them as requirements. The instruction: "include a section ONLY when the posting has real, specific content for it". So if we put content under Requirements heading, that's fine. We can omit Qualifications heading entirely. Similarly for Skills we have content. Thus sections: About the role, Responsibilities, Requirements, Skills. We need to format lists using
  • for any list of duties/requirements/benefits. So for Responsibilities we should list each duty as
  • . For Requirements we list each requirement as
  • . For Skills list each skill as
  • . For About the role we can use

    prose. We must preserve all substantive information. Let's extract. About the role: "PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator." That's one paragraph. Responsibilities: includes Essential Job Functions (Organization, Coordination, Communication, Equipment, Physical) plus the Responsibilities paragraph. We need to break into list items. Let's list each distinct duty: - Develops and implements strategies, satisfying customer needs through a full array of products and services. (Organization) - Uses judgment and discretion to ensure uninterrupted flow of business. (Coordination) - Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow. (Communication) - Uses such office equipment as computer terminals, copiers, and FAX machines. (Equipment) - Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. (Physical) - Verifies, compiles, and inputs application information for mortgage loans. - Discuss and advise the client of their home loan options. - Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. - Informs supervisor of discrepancies in title or survey. - Performs other related duties as assigned. Note: The phrase "Discuss" should be "Discuss" (capital?) but we keep as is. Now Requirements: we have: - Current, valid NMLS license or appointment in good standing. - Must have applicable state licensing. - Two to five years’ experience are preferred. - Must also meet one of the following 3 options: * Actively funding more than 2 loans/month, * Xinnix Training completion for Loan Origination required, * Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). We need to list each as

  • . The "must also meet one of the following 3 options" could be a parent
  • with sublist? But we only have
    • for any list. Could nest? Probably okay to have nested lists but not required. Simpler: make each option as separate
    • preceded by a note? Could incorporate as separate items. We could do: - Current, valid NMLS license or appointment in good standing. - Must have applicable state licensing. - Two to five years’ experience are preferred. - Must meet one of the following: - Actively funding more than 2 loans/month. - Xinnix Training completion for Loan Origination required. - Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). We'll keep as separate
    • with nested
        maybe. But to keep simple, we can make top-level items for each option and include a preceding
      • that says "Must meet one of the following:" then a nested list. That's acceptable. Now Skills: - Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. - Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. - Ability to handle detailed assignments and maintain confidentiality. - Excellent communication and interpersonal skills. - Organizational skills necessary to prioritize workload and delegate responsibility. Now we need to output only HTML fragment, no /, no markdown fences. Thus:

        About the role

        PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

        Responsibilities

        • Develops and implements strategies, satisfying customer needs through a full array of products and services.
        • Uses judgment and discretion to ensure uninterrupted flow of business.
        • Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
        • Uses such office equipment as computer terminals, copiers, and FAX machines.
        • Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
        • Verifies, compiles, and inputs application information for mortgage loans.
        • Discuss and advise the client of their home loan options.
        • Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
        • Informs supervisor of discrepancies in title or survey.
        • Performs other related duties as assigned.

        Requirements

        • Current, valid NMLS license or appointment in good standing.
        • Must have applicable state licensing.
        • Two to five years’ experience are preferred.
        • Must meet one of the following:
          • Actively funding more than 2 loans/month.
          • Xinnix Training completion for Loan Origination required.
          • Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

        Skills

        • Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
        • Ability to problem-solve and exercise independent judgment while

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