Loan Officer

Sales

You take pleasure in interacting with people and assisting them, while building lasting relationships and love helping individuals with home ownership dreams come true!

Mortgage Loan Executive will be managing the day-to-day sales and support with applications coming from our community financial centers, web, external referral sources and in-bound phone inquiries.

The Loan Executive will ensure that member loan requests meet the members’ needs, review credit, review automated underwriting decisions, make, and follow up on initial document requests from the borrowers and prepare loans for underwriting review.

Lending

Analyzing all loan file documentation to begin prequalification process, moving into full loan application entered Loan Operating System (LOS).

• Working knowledge secondary market, FHA, VA and CU Portfolio loans and the documentation that goes with those loan products.
• Working knowledge of GTE’s full suite of lending products but also any other product offered to our members (i.e.: Checking, Commercial, Investments & Insurance Services).
• Communicate lending decisions with regards to denials or counter-offers upfront.
• Retain and enhance mortgage acumen and maintain knowledge of mortgage products/services offered by the credit union.
• Reinforce the selling points of our loan types, rates, payments, and terms of mortgage products.

Experience

Strategic in maintaining defined service level expectations.

Good interpersonal skills to work effectively with management and staff.

Engaged in campus activities and community involvement.

Desire to provide exceptional member experience and provide needs-based selling.

Operations

• Qualify for NMLS registration according to the Safe Act.
• Ensure compliance with all Federal regulations and disclose correct information to members as required by law.

All work responsibilities are subject to performance goals and/or targets established as part of the annual performance planning process or as the result of organizational goal/production planning.

Engage in weekly or bi-weekly team meetings, conference calls, and events as assigned.

You must demonstrate a functional knowledge of the necessary federal laws and regulations.

Good interpersonal skills to work effectively with management and staff.

Engaged in campus activities and community involvement.

Ability to handle multiple job responsibilities and tasks to accomplish goals and objectives.

Implement actions plans to focus on areas of opportunity with all lending products.

Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to: U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act

Bilingual preferred (English/Spanish).

Position Details

• Location: Downtown Tampa – GTE Headquarters
• Department Hours: Monday– Friday (8:00 am to 6:00 pm) // Saturday (9:00 am to 1:00 pm)
• Loan Executives are not an isolated position, and they are “on-call” to come to HQ, CFC, or community event, as expected, as necessary, at any time.
• Full-time hours required, with additional hours necessary to accomplish objectives, goals, and projects.
• The position is defined as hybrid in nature, (in-office, or remote) and may be changed at any time by management with appropriate notice, if possible.