Loan Officer
First Federal Bank · Charlotte, NC · 11 mo ago
HybridFinanceFull-time
Essential Functions
- Interviews residential mortgage loan applicants.
- Requests specified information for loan application.
- Notifies applicant of loan decision.
- Corresponds with customers, applicants or creditors to resolve questions regarding application information.
- Recommends and outlines terms of loan.
- Informs prospective borrowers of loan commitments.
- Reviews developing laws and regulations as they apply to installment loan security agreements.
- Affords assistance to collection officers with delinquent account files for the financial institution.
- Responsible for quality loan growth.
Qualifications
- Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
- Provides the best service to our customers with innovative and creative solutions.
Minimum Qualifications
- A high school diploma or equivalent required.
- A bachelor's degree in business administration, finance, or related field preferred, but not required.
- A good understanding and knowledge of financial institutions and their products and services.
- Good cross-selling, organizational, and communication skills.
- Able to communicate effectively with builders and realtors.
- Able to deal with time constraints and have strong attention to detail.
Benefits
- Four Medical Plan Offerings to choose from.
- Employer HSA Contributions (Coverage/Plan exclusions).
- Employer Provided Life Insurance Policy.
- Annual Health Incentive.
- Annual Wellness Reimbursement.
- Tuition Reimbursement program.
- Generous Match 401k Retirement Plan.
- Paid Sick Leave.
- Paid Vacation Leave.
- 11 Paid Holidays based on the Federal Reserve Calendar.
Company Values
Core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.