Jobs · Finance · Texas

Loan Officer

Cornerstone Capital Bank · Lubbock, TX · 2 mo ago
FinanceFull-time

About the role

We are looking for an experienced Licensed Loan Officer to join our team of top-tier mortgage professionals. This role focuses on promoting and selling Company loan products and services to potential customers while ensuring an accurate and timely closing process in a tight-knit, goal-oriented team.

Responsibilities

  • Provide excellent customer service and manage client relationships
  • Identify client service and sales needs
  • Respond to customer inquiries and referrals generated from your contacts
  • Conduct interviews with prospective borrowers to analyze financial and credit data
  • Market, promote, and sell Company’s loan products
  • Negotiate rates and terms
  • Define and manage customer loan process expectations
  • Monitor and manage workflow to ensure timely closing
  • Maintain product knowledge and stay up to date on changes to market conditions
  • Comply with all applicable laws and regulations related to residential mortgage lending

Requirements

  • Minimum 2 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment or a Bachelor’s degree or equivalent
  • Must be appropriately licensed (or able to gain license within 60 days of start date) by the applicable regulator in each state where licensee activities are conducted
  • Excellent communication skills
  • Strong organizational, problem-solving, and analytical skills
  • Positive attitude and strong time management skills

Benefits

  • Competitive salary
  • Full benefits package
  • Potential for performance-based bonus dependent upon position/department

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