Loan Officer
Cornerstone Capital Bank · New Mexico, United States · 4 days ago
SalesFull-time
About the role
We are looking for an experienced Licensed Loan Officer to join our team of top-tier mortgage professionals. This role focuses on promoting and selling the company’s loan products and services to potential customers while ensuring an accurate and timely closing process.
Responsibilities
- Provide excellent customer service and manage client relationships
- Identify client service and sales needs
- Respond to customer inquiries and referrals generated from your contacts
- Conduct interviews with prospective borrowers to analyze financial and credit data
- Market, promote, and sell the company’s loan products
- Negotiate rates and terms
- Define and manage customer loan process expectations
- Monitor and manage workflow to ensure timely closing
- Maintain product knowledge and stay up to date on market conditions
- Comply with all applicable laws and regulations related to residential mortgage lending
Requirements
- Minimum 2 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment or a Bachelor’s degree or equivalent
- Must be appropriately licensed (or able to gain license within 60 days of start date) by the applicable regulator in each state where licensee activities are conducted
- Excellent communication skills
- Strong organizational, problem-solving, and analytical skills
- Positive attitude and strong time management abilities
Benefits
- Competitive salary
- Full benefits package
- Potential for performance-based bonus dependent on position/department