Loan Officer

About the role

Careerscape is recruiting on behalf of our client, a growing mortgage brokerage based in Phoenix, AZ, for a Loan Officer to join their remote lending team. This is an opportunity to build a rewarding career in mortgage lending with a base salary of $45,000 to $55,000 plus uncapped commission, backed by an established brokerage with a strong local reputation and a steady pipeline of borrower leads.

Day to day, you will spend your time guiding homebuyers and homeowners through the loan process, from initial consultation through closing, translating loan programs and rates into clear options borrowers can act on with confidence. People who thrive in this role are natural relationship builders who enjoy sales, stay organized under deadline pressure, and take genuine satisfaction in helping clients reach a major financial milestone.

Responsibilities

• Advise prospective borrowers on mortgage loan products, rates, and terms based on their financial goals
• Originate residential loan applications and guide clients through the full loan process
• Analyze borrower financials including income, credit, and assets to determine loan eligibility
• Collect and review required documentation for loan application packages
• Collaborate with processors, underwriters, and closers to keep loans moving toward on time closing
• Maintain a pipeline of active leads and referral relationships with real estate agents and past clients
• Stay current on loan program guidelines, interest rate trends, and regulatory requirements
• Communicate loan status updates proactively to borrowers and referral partners
• Meet or exceed monthly loan origination and closing targets
• Ensure all loan files comply with company policy and applicable federal and state lending regulations

Requirements

• Active NMLS license or ability to obtain one prior to start
• Minimum 2 years of experience in mortgage lending, loan origination, or a related sales role
• Working knowledge of conventional, FHA, VA, and jumbo loan programs
• Strong understanding of credit analysis and income documentation requirements
• Proven track record of meeting sales or origination targets
• Excellent verbal and written communication skills
• Ability to manage a high volume pipeline with strong attention to detail
• Comfortable working independently in a remote, deadline driven environment
• Proficiency with loan origination software and CRM tools

Benefits

• Medical, dental, and vision insurance
• 401k with employer match
• Paid time off and paid holidays
• Uncapped commission structure on top of base salary
• Remote work flexibility with a home office stipend
• Company provided leads and marketing support
• Ongoing training on loan products and compliance
• Life and disability insurance options
• Career growth path within an established brokerage
• Employee referral bonus program