Lending Officer

Position Responsibilities

• Identifies potential customers by engaging in the community and talking with realtors, attorneys and others and researching landowner publications and legal documents.
• Utilizes business intelligence reports to identify growth opportunities within the regional marketplace.
• Attends real estate, equipment, and livestock auctions to identify and engage with existing and potential customers.
• Represents Oklahoma AgCredit at community events, seminars, conferences, and similar events.
• Contacts potential customers to understand their needs and introduce Oklahoma AgCredit’s products and services.
• Obtains loan applications with all required documentation.
• Provides information obtained from customers to Credit Team for credit analysis on all loans.
• Lends renewals and annual reviews – facilitates with the Credit Team.
• Sets appraisal requests.
• Notifies customer of decision.
• Provides information on customers and closing contacts to Loan Processing Team (LPT) for the preparation of loan documents.
• Attends and facilitates Loan Closings between Buyers, Sellers, Realtors, Lenders, and Closing Agents to ensure all parties properly execute closing documents.
• Refinances loans and loan conversions.
• Schedules field inspections.
• Identifies and evaluates proposed collateral.
• Takes and files photographs, location of chattels, sources of valuations, and summary of customer operations.

Requirements

• Bachelor’s degree in agribusiness, agricultural economics, finance, business, or experience equivalent.
• Lending Officer - 1 year of related experience in agriculture or a financial services role.
• Experience with financing poultry operations required.

Qualifications

• Working knowledge of the agriculture industry, agricultural economics & marketing strategies.
• Skill in reading and understanding income statements, balance sheets, tax returns and other financial reports.

Benefits

Oklahoma AgCredit offers a competitive compensation and benefits package, including:

• Competitive base pay with an incentive plan.
• 401(k) Contribution 3%, Match 6%.
• Paid Vacation (15 days), Sick Leave (15 days) and Holidays (12 days).
• Excellent medical, Dental, Vision, Life Insurance.
• Flexible Spending and Health Savings Accounts.
• Wellness program activities and rewards.
• Customer-Centric Environment.
• Opportunity to Give Back to Agriculture.