Lead Underwriter, Cyber

About TMHCC

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, offering over 100 products to commercial customers in 180 countries. Organic growth and over 60 successful acquisitions have grown 2023 Gross Written Premium to over $7.5 Billion. Our workforce of 4,300 worldwide balances scale with the ability to make a difference. Our Good Company values—integrity, empowerment, commitment to customer service, innovation, communication, and collaboration—shape a great place to work.

What We Offer

• Competitive salary and employee benefit package
• Strong learning culture and growth perspectives
• 6% 401(k) match
• 20 days of PTO and 2 Floating Days
• Paid parental leave

About the role

Under limited supervision, underwrite new and renewal Cyber and Tech E&O business with accountability for profitable growth, broker engagement, and disciplined portfolio management. Evaluate complex cyber exposures, deliver timely underwriting decisions, and partner cross-functionally with distribution, product, claims, actuarial, risk management, and operations to drive strong underwriting performance and service outcomes. Serve as a trusted advisor to brokers and clients by combining sound judgment with a clear understanding of the evolving cyber threat landscape.

Responsibilities

• Assist in meeting annual goals for profitability, renewal retention, new business growth, and rate increases
• Evaluate risks for acceptability within established underwriting guidelines
• Make timely, well-reasoned underwriting decisions and communicate indications, quotes, pricing rationale, coverage positions, and declinations to producers within agreed time frames
• Develop, manage, and deepen broker relationships to drive submission flow and position TMHCC as a preferred cyber market
• Maintain responsiveness on submissions, renewals, referrals, endorsements, and broker inquiries within service standards
• Act within scope of authority and consistent with company objectives, guidelines, policies, and practices
• Identify attractive target risks and proactively source opportunities within assigned territories, industry segments, and distribution channels
• Partner with brokers to understand evolving cyber exposures and articulate TMHCC’s appetite, differentiators, risk management, and service expectations
• Communicate and provide instruction to Administrative Supervisor and/or Underwriting Assistants for issuing policies and endorsements
• Provide guidance to less experienced underwriters on account handling, documentation, service expectations, and workflow prioritization
• Stay current on cyber threat trends, market conditions, form and wording developments, legal and regulatory issues, and emerging technologies
• Contribute to broker education efforts, product enhancements, and continuous improvement initiatives
• Pursue educational classes such as CPCU and/or RPLU as agreed with management
• Perform additional duties and special assignments as requested

Competencies

• Planning: Develop work plans, establish timelines, and meet commitments and deadlines
• Communication: Review activities, results, and recommendations with management and clients as appropriate
• Cost Management: Drive improvement in business processes; perform work thoroughly and cost-efficiently at high productivity
• Business Controls and Policies: Comply with corporate policies and procedures; report control breakdowns; conduct activities safely

Education and Experience

• 4-year bachelor’s degree in Business Administration, Accounting, Finance, a related field, or equivalent education/experience
• 5+ years of underwriting experience highly preferred

Certifications and Licenses

• Required: Studies toward RPLU, CPCU, AU, CIC, or equivalent designation depending on specialty area
• Preferred: State-specific insurance license depending on specialty area

Other Qualifications

• Result- and profit-oriented with ability to balance other business considerations
• Knowledge of forms, procedures, and insurance terminology
• Strong math, interpersonal, analytical, reasoning, and negotiation abilities
• Ability to read, analyze, and interpret business periodicals, professional journals, technical procedures, and insurance regulations
• Excellent written and verbal communication skills with emphasis on confidentiality, tact, and diplomacy
• Exceptional organizational and analytical skills; proven ability to manage multiple tasks simultaneously
• Knowledgeable of industry changes, legal updates, and technical developments related to applicable business area
• Intermediate proficiency with Microsoft Office (Excel, Access, PowerPoint, Word)

Pay

The pay range for this position is $122,600–$184,000, which includes geographic adjustments where applicable. The hired applicant will be offered pay within the range based on qualifications, experience, education, and skill level.