Lead Underwriter, Cyber

About the role

TMHCC Tokio Marine HCC brings 50 years of service to the specialty insurance industry, offering over 100 products globally. The company's workforce has grown to 4,300 worldwide, fostering a strong, collaborative culture. The role involves underwriting new and renewal Cyber and Tech E&O business, focusing on profitable growth, broker engagement, and disciplined portfolio management.

Responsibilities

• Aid in meeting annual department goals for profitability, renewal retention, new business growth, and rate increases.
• Evaluate risks for acceptability within established underwriting guidelines.
• Made timely, well-reasoned underwriting decisions and clearly communicate indications, quotes, pricing rationale, coverage positions, and declinations to producers.
• Develop, manage, and deepen broker relationships to drive submission flow, grow target distribution partners, and position TMHCC as a preferred market in the cyber space.
• Maintain responsiveness on submissions, renewals, referrals, endorsements, and broker inquiries within established service standards.
• Act within scope of authority and consistent with company and corporate objectives, guidelines, policies, and practices.
• Identify attractive target risks and proactively source opportunities within assigned territories, industry segments, and distribution channels.
• Partner with brokers to understand evolving cyber exposures and articulate TMHCC’s appetite, differentiators, risk management, and service expectations.
• Communicate and provide instruction and information to Administrative Supervisor and/or Underwriting Assistants, as required, for issuing policies and endorsements.
• Provide guidance to Administrative Supervisor and/or underwriting assistants and less experienced underwriters on account handling, documentation, service expectations, and workflow prioritization.
• Stay current on cyber threat trends, market conditions, form and wording developments, legal and regulatory issues, and emerging technologies that impact underwriting strategy.
• Contribute to broker education efforts, product enhancements, and continuous improvement initiatives that strengthen TMHCC’s market presence and underwriting capabilities.
• Pursue educational classes such as Chartered Property & Casualty Underwriter (CPCU) and/or Registered Professional Liability Underwriter (RPLU), as agreed upon with management.
• Additional duties and special assignments, as requested by manager.

Competencies

• Planning: Develop work plans, establish timelines, and set goals for assigned work. Meet commitments on deadlines.
• Communication: Review activities, results, and recommendations with management and clients as appropriate.
• Cost Management: Drive improvement in existing business processes. Perform work thoroughly in a cost-efficient manner and at a high productivity level.
• Business Controls and Policies: Comply with all corporate policies and procedures. Report any breakdown in controls to management. Conduct all activities in a safe manner.
• People Management: No people management responsibility but may provide guidance to less experienced employees.

Education

• Minimum: 4 Year Bachelor’s Degree in Business Administration, Accounting, Finance, or a related field.
• Preferred: 5+ years of experience in underwriting, preferably in the cyber and tech E&O space.
• Required: Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area.

Other

• Result- and profit-oriented with the ability to balance other business considerations.
• Knowledge of forms, procedures, and insurance terminology.
• Strong math skills.
• Excellent interpersonal skills.
• Team- and deadline-oriented environment.
• Strong analytical, reasoning abilities, and negotiation abilities.
• Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company’s business to proactively respond to changing business environment.
• Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word).

Benefits

Competitive salary and employee benefit package including:

• Subsidized medical, prescription, dental, vision, and basic life and disability insurance.
• 401(k) plan with Company matching contributions.
• Paid parental leave.
• Paid time off and/or paid sick leave.
• Education/loan assistance.

Pay Range

The pay range for this position is $122,600-$184,000 which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level.

About the Company

TMHCC Tokio Marine HCC is a leading specialty insurance company underwriting more than 100 classes of specialty insurance with employees located across 180 countries. Established in 1974, the company is headquartered in Houston, Texas with offices across the United States and Europe, Mexico, Australia, and in Tokyo, Japan. The Company offers competitive compensation, great benefits, and the strength, stability, growth, and profitability that comes from being a member of the Tokio Marine Group of Companies. Tokio Marine HCC is an equal opportunity employer.