Junior Accountant

Key Responsibilities

• Perform daily and monthly bank reconciliations for operating accounts, warehouse facilities, and management company accounts
• Support loan portfolio accounting including DSCR portfolio maintenance, loan sales transaction processing, and asset schedule updates
• Prepare and maintain loan buyer schedules, asset listings, and portfolio documentation for investor reporting
• Process loan accounting transactions including write-offs, adjustments, reclassifications, and corrections
• Reconcile interest income to loan servicing systems and prepare interest accrual calculations and journal entries
• Investigate and resolve discrepancies in borrower advances, payment applications, and account balances
• Support loan servicing operations including borrower send-backs, due diligence coordination, and documentation requests
• Prepare journal entries for loan accounting transactions, interest accruals, and month-end adjustments
• Conduct detailed account reconciliations and variance analysis to identify and resolve discrepancies
• Research and resolve accounting issues requiring investigation across multiple systems and records
• Prepare audit documentation and support external audit requests with timely and accurate information
• Sustain organized documentation and work papers to support accounting entries and reconciliations
• Collaborate with servicing, operations, and treasury teams to resolve accounting and operational issues

Required Qualifications

• Experience: 0-2 years of accounting, finance, or operational bookkeeping experience (internships, co-ops, or relevant work experience acceptable)
• Experience (or demonstrated ability) completing recurring, detail-oriented workflows on deadlines - such as reconciliations, transaction processing, and supporting month-end close activities
• Strong attention to detail and accuracy when working with financial data, reconciliations, and documentation
• Working knowledge of basic accounting concepts (debits/credits, accruals, account reconciliations) and the ability to apply them to assigned tasks and defined processes
• Ability to troubleshoot straightforward discrepancies - investigating across records/systems, documenting findings, and escalating roadblocks or risks when needed
• Strong organization and time management skills - able to manage multiple priorities, make trade-offs (time vs. resources), and meet established deadlines in a fast-paced environment
• Clear written and verbal communication skills - able to collaborate with cross-functional partners (servicing, operations, treasury) to resolve issues and obtain documentation
• Comfortable working with periodic review - incorporates feedback, refines work product, and builds consistency and best practices over time
• Bachelor’s degree in Accounting, Finance, or a related field (or equivalent practical experience)