Jr. CRE Originator

About the role

The CRE Jr. Originator ("JO") will be responsible for assessing the financial viability of proposed investment opportunities and developing customized financing solutions to meet our clients' diverse needs. This role requires a fundamental understanding of the underpinnings of CRE credit in the framework of a CRE debt investment strategy. The JO will use their credit understanding to partner with the credit team to analyze potential risks associated with each transaction, ensuring compliance with regulatory requirements and company policies. The CRE JO will be instrumental in driving business growth in the sourcing and underwriting of new deals and contributing to the overall expansion of our CRE portfolio. Growth in this position may lead to greater responsibilities for building and maintaining strong relationships with borrower-sponsors, brokers, advisors and real estate professionals and leveraging these relationships to help source new opportunities that match up with the strategic goals and objectives of the organization.

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers. The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

Responsibilities

• Performs preliminary credit review, assembles and submits information required for loan evaluation, approval, and processing.
• Recommends transactions to Credit Department for approval.
• Prepares and presents proposals and pricing, negotiates final terms directly with company officials based upon credit and real estate factors and ensures the transactions meet CREF’s investment parameters.
• Manages existing relationships as a means to further expand EverBank penetration into the market and to grow pipeline opportunities.
• Supports the active bidding and negotiation with counterparties for the most attractive loan opportunities based upon initial credit assessment and risk/return objectives.
• Supports and directly participates in the drafting, negotiating and execution of proposals/term sheets associated with new loans.
• Develops and utilizes expertise in all CRE asset classes and functional knowledge of property markets in the US.
• Develops understanding of complex business plans and risk mitigation approaches associated with this investment profile.
• Grows understanding how to mitigate credit risk through loan structure and credit enhancement strategies.
• Supports the development and management of the CRE loan origination pipeline.
• Allocates time to directly market EverBank lending products to new, high potential relationships to include brokers, advisors and direct borrower-sponsors.
• Supports team initiatives to strategically market EverBank through conference attendance