HUD Certified Housing Counselor (Bilingual Spanish/English)

About

Apm Asociación Puertorriqueños en Marcha (APM) has been helping families achieve their greatest potential since 1970 by providing early childhood education, foster care & adoption, child welfare, mental & behavioral health, community and economic development, housing, and community school services to the North Philadelphia communities.

Location: 600 W Diamond Street, Philadelphia, PA 19122

Responsibilities

• Home Purchase/Pre-Purchase Counseling: Educate the client on the entire home purchasing process, mortgage affordability, credit analysis, financial readiness for mortgages, foreclosure prevention, predatory lending, and fair housing; assist the client in creating household budgets and applying for the Philly Home Grant; provide financial counseling and analysis to borrowers.
• Post-Purchase Counseling: Assist clients with budgeting, financial management, credit report analysis, and understanding the principles of home equity; educate clients on avoiding predatory lending practices, comparing refinance options, and navigating the loan closing process; provide foreclosure prevention forms and resources as needed; support homeowners with advice on home maintenance, escrow analysis, utility cost management, energy efficiency improvements, understanding homeowner rights and responsibilities,