Head of Small Business Default Solutions

Essential Duties And Responsibilities

• Provide leadership and coaching to Asset Managers, Administrative Support, and Team Leaders in all facets of their duties.
• Direct the negotiation of effective problem loan resolution plans with borrowers.
• Ensure that all risk ratings, accrual status, and asset carrying values are appropriate for all areas under management.
• Partner with CSBB and CLU leadership to ensure the timely recognition of problem lending relationships and their orderly transition to SSDS.
• Develop, implement, or enhance policies and procedures impacting management of all the Bank's criticized Business Lending relationships.
• Provide monthly specific forecasting for non-performing assets, losses, and OREO transfers for areas under management.
• Oversee the liquidation and guarantee purchase of SBA problem relationships.
• Oversee reporting for loans in liquidation to the SBA and Treasury.

Qualifications

• Bachelor's degree in business, finance, banking or relevant field.
• A minimum of 15 years of experience in commercial lending or equivalent experience, with at least 10 years of problem loan resolution, including foreclosed properties, bankruptcies, and business loan recoveries, or other comparable credit experience.
• A minimum of 10 years of management experience, with emphasis on problem loan resolution.
• Superior negotiating, interpersonal, independent decision making, oral and written communication skills.
• Superior process improvement skills.
• Overall sound judgment with ability to function at a high level in a dynamic and at times highly adversarial environment.
• Demonstrated ability to coach and lead.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.