Group Risk Specialist - 2LoD Controls Testing and Oversight

About the role

The Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. They lead and support the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segments of the Bank or functional area. They may provide oversight, commentary, and recommendations based on overall strategy and industry best practices.

Responsibilities

• Leads and supports the implementation of risk frameworks and oversight activities that mitigate enterprise risks.
• Leads the end-to-end controls testing and validation—from planning through execution—by assessing and socializing issues, monitoring remediation, and producing independent reporting across business processes and technology platforms, including support for regulatory and internal risk reporting.
• Provides independent review and challenge of First and Second Line processes, controls, data, and reporting practices to assess compliance with regulatory requirements, internal standards, and industry-leading practices.
• Develops and/or implements specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business.
• Advises on potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks.
• Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.).
• Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes.
• Manages ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions.
• Provides support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.).
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous improvement initiatives.

Requirements

Undergraduate degree or technical certificate and/or 7+ years relevant experience. Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline. Knowledge of risk management environment, standards, regulations and mitigation. Ability to establish goals and objectives which support the strategic plan. Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives. Skill in mentoring and coaching. Advanced skill in using analytical software tools, data analysis methods and reporting techniques. Skill in using computer applications including MS Office. Ability to communicate effectively in both oral and written form. Ability to work collaboratively and build relationships across teams and functions. Ability to work successfully as a member of a team and independently. Ability to exercise sound judgement in making decisions. Ability to analyze, organize and prioritize work while meeting multiple deadlines. Ability to handle confidential information with discretion.

Qualifications

• Bachelor’s degree required; advanced degree and/or relevant certifications (e.g., CRISC, CISA, CIA, CPA, FRM, CFA) preferred.
• 7+ years of experience in risk management, internal audit, controls testing, compliance, or a related field within financial services.
• Hands-on experience with Microsoft Copilot and other generative and agentic AI tools to automate and improve processes.
• In-depth knowledge of retail banking products, processes, and associated risk and control frameworks is considered a strong asset.
• Ability to interpret guidelines, standards, policies, and analytical results to inform senior-level decision-making.
• Strong attention to detail, with the ability to identify root causes of issues and observations.
• Strong analytical and organizational skills, including the ability to manage multiple priorities and deadlines.
• Confidence and judgment to challenge the status quo and engage in constructive challenge when needed.
• Strong written and verbal communication skills; ability to build and maintain effective working relationships with cross-functional teams.

Skills

Advanced skill in using analytical software tools, data analysis methods and reporting techniques. Skill in using computer applications including MS Office. Ability to communicate effectively in both oral and written form. Ability to work collaboratively and build relationships across teams and functions. Ability to work successfully as a member of a team and independently. Ability to exercise sound judgement in making decisions. Ability to analyze, organize and prioritize work while meeting multiple deadlines. Ability to handle confidential information with discretion.

Benefits

TD Bank is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

Pay

$91,000 - $145,600 USD

Schedule

Full-time