FP&A Manager | Sage Home Loans

About the role

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

Responsibilities

• Partner with the CFO to lead the annual budgeting process, long-range strategic planning, and rolling forecasts.
• Develop executive-level financial reporting, dashboards, and KPI scorecards for senior leadership.
• Build financial models that support strategic decision-making, capital allocation, and business planning.
• Perform scenario analyses and sensitivity modeling to evaluate market conditions, interest rate changes, and strategic initiatives.
• Support Board reporting, Executive Leadership presentations, and investor-related financial analyses.
• Develop profitability models across mortgage products, origination channels, and future servicing operations.
• Analyze production volume, gain-on-sale margins, pull-through rates, pricing, customer acquisition costs, and operational efficiency.
• Partner with Capital Markets, Secondary Marketing, Servicing, Operations, Sales, Marketing, Product, and Technology teams to evaluate business performance and identify opportunities for growth.
• Monitor key mortgage banking metrics and proactively identify risks and opportunities impacting financial performance.
• Serve as a trusted financial advisor to department leaders across the organization.
• Translate complex financial information into actionable business recommendations.
• Coach and mentor junior analysts while helping establish best practices for financial modeling, forecasting, and reporting.
• Drive continuous improvement through automation, process enhancements, and scalable FP&A practices.

Qualifications

• 3–6 years of progressive experience in FP&A, Corporate Finance, Strategic Finance, or related finance roles within the mortgage banking industry.
• Demonstrated experience supporting mortgage origination businesses with a strong understanding of production metrics, gain-on-sale economics, pull-through, pricing, and profitability drivers.
• Advanced financial modeling skills with exceptional Excel proficiency.
• Experience developing executive reporting, forecasting models, annual budgets, and long-range financial plans.
• Strong analytical and problem-solving skills with the ability to synthesize large amounts of data into meaningful business insights.
• Outstanding communication skills with experience presenting financial information to executive leadership.
• Prowess in building strong cross-functional partnerships and influencing decision-making.
• An ownership mindset with a commitment to delivering accurate, thoughtful, and actionable financial analysis.